#United States #Charlotte #NFP #Complex Risk #Melissa Sage

NFP Expands Its Complex Risk Practice in the Atlantic Region

Introduction

NFP, a prominent player in property and casualty brokerage and benefits consulting, is making significant strides in enhancing its complex risk capabilities. This development is marked by the welcoming of Melissa Sage as the new Senior Vice President, complex property leader, for the Atlantic region. With her extensive background and proven leadership in risk management, Sage is poised to elevate the firm's service offerings in addressing complex property challenges.

A Strategic Addition

On December 10, 2025, NFP officially announced Sage's appointment, who will be stationed in Charlotte, North Carolina. Reporting to Tim Ryan, NFP's Senior Vice President of Complex Risk, Sage's role entails leading the charge in developing and implementing risk management strategies that address the unique needs of clients in the Atlantic region.

Tim Ryan expressed enthusiasm about Sage joining the team, highlighting her esteemed reputation as a risk management leader in Charlotte. He emphasized the increasing importance of complex risk solutions in today's rapidly evolving business landscape, reinforcing the role that Sage will play in helping clients navigate these challenges with clarity and confidence.

Melissa Sage’s Background

Melissa Sage brings over 20 years of wealth in the insurance and risk management sector. Before joining NFP, she was the Vice President of Property Placement and Analytics at USI Insurance Services, where she oversaw data-driven solutions for property risk management. Her diverse experience encompasses roles at notable companies, including:

• - Sentry: Territory Underwriting Specialist
• - Liberty Mutual: Senior Underwriter and Sustainability Leader
• - Sompo International: Senior Product Analyst, where she played a crucial role in launching a multinational business unit.

Sage's extensive experience and expertise are complemented by her professional certifications, which include the Construction Risk Specialist (CRS) from the International Risk Management Institute and the Chartered Property Casualty Underwriter (CPCU). Additionally, she has been actively involved in the Charlotte CPCU chapter, serving as its president.

Sage’s Vision for NFP

In her new role, Sage expressed her excitement about joining NFP’s Complex Risk team. She acknowledged the company’s exemplary reputation for providing exceptional service and tailored client solutions, which she aims to expand further within the complex property market. Sage's focus will be on fostering growth in NFP’s services, ensuring that clients receive bespoke solutions tailored to their specific risk management needs.

The Importance of Complex Risk Solutions

As businesses increasingly face multifaceted risks, the demand for specialized risk management services grows. NFP's emphasis on complex risk solutions positions the firm to better support clients navigating these challenges. With Sage's contributions, NFP is better equipped to tackle complex property issues and provide clarity to businesses looking to protect their assets effectively.

Conclusion

The addition of Melissa Sage to NFP’s team marks a significant step in reinforcing the company's commitment to delivering top-tier complex risk solutions. Her wealth of experience and strategic insights will undoubtedly benefit clients in the Atlantic region as they navigate the intricacies of risk management. NFP continues to solidify its stature as a leading player in the industry, ready to meet the evolving needs of its diverse clientele.