#United States #San Francisco #Cross-Border Payments #Stable Sea #dLocal

Strategic Partnership Between Stable Sea and dLocal

In a groundbreaking move aimed at reshaping the landscape of international payments, Stable Sea has announced a strategic partnership with dLocal, a prominent player in the cross-border payment industry. This collaboration focuses on utilizing low-cost, high-speed stablecoin technology to streamline B2B transactions across emerging and established markets, addressing longstanding inefficiencies in traditional banking methods.

Advantages of the Partnership

Stable Sea's integration with dLocal represents a significant advancement in global financial operations. By harnessing dLocal's robust payment infrastructure that spans over 40 countries, businesses can now process cross-border payments more efficiently than ever before. This partnership enables the routing of large transactions through stablecoin channels, which not only cuts costs but also enhances settlement times and improves the visibility of cash flows for treasury teams.

CEO Tanner Taddeo of Stable Sea highlighted the need for modernization in traditional cross-border transactions. He stated, "Traditional cross-border payments were not built for modern businesses," emphasizing the objective of offering businesses a faster, cheaper, and more predictable method for global settlement through their collaboration with dLocal. Taddeo expressed optimism for the future, asserting, "This is how international payments should work in 2026."

Rocio Rodriguez Saa, the Crypto Vertical Lead at dLocal, also weighed in, noting the necessity for reliable and scalable payment solutions in emerging markets. She pointed out that the partnership will extend local market expertise into stablecoin workflows, thereby allowing businesses to navigate the complexities of cross-border finance more effortlessly.

Challenges in Cross-Border Payments

Despite the advances, the realm of global B2B cross-border payments confronts significant hurdles. The transaction volume surpasses $35 trillion annually, yet many businesses still rely on outdated funding infrastructures, leading to inefficiencies that impact aspects of liquidity, reconciliation, and foreign exchange (FX) risks.

Some underlying challenges include:

• - Settlement Delays and Working Capital Constraints: Traditional multi-day settlement cycles can severely limit a company's operational cash flow, requiring businesses to maintain excess liquidity and prefund accounts unnecessarily.
• - Limited Visibility and Reconciliation Complications: Transactions passing through multiple intermediaries cause obstacles in real-time transparency, increasing cumbersome manual follow-ups and making reconciliation labor-intensive for finance teams.
• - Extended FX Exposure Windows: Lengthy settlement periods complicate cash forecasting and increase exposure to foreign exchange risk, adding layers of complexity to hedging strategies across various global entities.

Transforming Cross-Border Payments

Stable Sea's approach to combining stablecoin technology with dLocal's localized infrastructure has the potential to revolutionize these traditional payment processes. By reducing settlement cycles and enhancing visibility into global cash movement, the partnership aims to minimize the need for prefunding and excess liquidity buffers. This creates a more seamless treasury-managed liquidity function, yielding improvements in capital efficiency and operational control.

Stable Sea is designed to cater to the needs of enterprises and growing businesses, facilitating the transfer of large payment volumes through advanced payment rails. The ultimate goal is to modernize cross-border treasury and payment workflows and alleviate the burdens associated with older systems.

To discover how your business can leverage the advantages of this new partnership, you can explore more about Stable Sea at their website, stablesea.com. Furthermore, dLocal continues to stand out as a pivotal player in empowering payment processes within emerging markets, enhancing connectivity between global merchants and numerous local payment methods. More information on dLocal's services can be found at dlocal.com.