#United States #Consumer Finance #Wilmington, Delaware #AI-Powered Finance #Bloxley

Bloxley Raises $2.5M at $25M Valuation to Launch in the US

In a significant move for the fintech sector, Bloxley has successfully secured $2.5 million through funding at a valuation of $25 million. This investment is earmarked for the introduction of its AI-native consumer finance platform, scheduled for launch in the United States in the first quarter of 2026. The funding round was spearheaded by a global family office recognized for its profound expertise in financial infrastructure.

Bloxley is strategically positioned to enter the market as consumer expectations increasingly lean towards automation, behavioral insights, and user-friendly experiences. The newly acquired funds will facilitate a phased rollout of the platform, beginning with a robust foundation and progressively integrating advanced automation and AI functionalities throughout the year.

At the core of Bloxley’s offering is its AI-centric architecture, which ensures that automation and real-time data intelligence are integral to the product, rather than an added feature. This framework is designed to analyze actual financial behaviors, assisting users in everyday decision-making while fostering a new category of adaptive consumer finance.

CEO Leon Fisher-Brocks expressed, "The majority of financial AI focuses on optimizing institutions. However, Bloxley prioritizes user experience. Our platform is engineered to interpret genuine financial behaviors, providing responses that feel both instinctive and beneficial. Our goal is to aid users in planning ahead, diminishing uncertainties, and managing their finances with enhanced clarity."

Key Features for Launch (Q1 2026)

Bloxley’s inaugural release will focus on presenting a seamless consumer banking experience, incorporating:

• - Streamlined account setup
• - Effortless money management
• - Real-time visibility into account balances and spending
• - Customized physical and virtual debit cards
• - @BloxID: Simplified @handles to replace traditional account numbers for convenient social and professional transactions
• - SpeedPay functionality which enables swift, fee-free transfers between Bloxley users, supporting daily peer-to-peer payments
• - An engaging mobile app tailored for creators and digital natives

Future Developments for 2026

In addition to the initial launch, Bloxley has exciting developments lined up for the remainder of the year:

• - MoneyPenny AI: A voice and text assistant designed to facilitate natural-language budgeting, expenditure tracking, and educational tools aimed at financial future planning.
• - Smart Insights: Observations based on user behavior to provide nudges for improved decision-making and financial stability.
• - Payment Links and Bill Splitting: Features that will allow users to request payments or split costs with others, regardless of whether they are Bloxley users.
• - Low-Cost International Transfers: Transparent systems for cross-border payments catering to the increasingly global community of digital natives.
• - Custom Card Design: Extended personalization features for debit cards to align with the preferences of the younger generation.

Partnership with Mbanq

Bloxley’s infrastructure is grounded in compliance and regulatory assurance via Mbanq's advanced embedded finance platform, ensuring a robust backend for its core financial services.

The microservices architecture of Bloxley allows for rapid iterations and flexibility, paving the way for potential future features in lending, investment management, business tools, and other AI-supported financial wellness offerings.

About Bloxley

Established in the United States, Bloxley is an AI-native financial technology platform committed to delivering innovative financial solutions that prioritize user-friendliness, personalization, and expressiveness. Designed from inception with automation at its core, Bloxley seeks to empower its users to manage their financial affairs confidently and clearly. For more information, visit www.bloxley.com.

Disclaimer: Features and timelines are subject to change and availability may vary based on regulatory reviews. Bloxley operates as a financial technology company rather than a banking entity; banking services are provided through partnered banks in the U.S. AI functionalities serve solely informational purposes and should not be considered as financial advice.