#United States #quarterly dividend #SouthState Bank #Winter Haven, Florida #Florida Bank

SouthState Bank Corporation Reports Impressive Q3 2025 Results

On October 22, 2025, SouthState Bank Corporation, listed on NYSE under the ticker SSB, released its unaudited financial results for the third quarter of 2025, highlighting a remarkable performance across multiple key metrics. The bank has experienced substantial growth, with a noteworthy annual increase in earnings per share.

According to John C. Corbett, the Chief Executive Officer of SouthState, the bank's integration of Independent Financial, as well as growth in fee income from capital markets, have significantly contributed to this success. Corbett proudly noted, “SouthState delivered a strong third quarter. Growth in top line revenue and bottom-line income led to a 30% year-over-year increase in earnings per share.” The results underlined a return on tangible equity of 20%, which emphasizes the bank's effective management of its resources.

Financial Highlights

The report specified several crucial financial indicators:

• - Diluted Earnings per Share (EPS): Reported at $2.42, with an adjusted EPS (non-GAAP) of $2.58.
• - Net Income: The bank posted net income of $246.6 million, with adjusted net income (non-GAAP) of $262.7 million.
• - Return on Average Common Equity: Calculated at 11.0%, while the adjusted return on average tangible common equity stood at 20.8%.
• - Return on Average Assets: The bank achieved a ROAA of 1.49%.
• - Impressive Revenue Growth: The revenue reached $699 million, marking an increase of 5% compared to the previous quarter.

In addition to these impressive figures, SouthState disclosed its expansion of loans by $401 million, a growth of 3% in deposits, and a total loan yield of 6.48%. The strong asset quality was illustrated by the allowance for credit losses accounting for 1.38% of loans, reinforcing the bank's stable risk management practices.

Dividend Declaration

Also notable in the announcement was the declaration of a quarterly cash dividend of $0.60 per share, payable on November 14, 2025, to shareholders as of November 7, 2025. This dividend reflects the bank's commitment to returning value to its shareholders, emphasizing confidence in its financial health.

Closing Remarks

SouthState Bank continues to grow its footprint with a strong focus on customer satisfaction and community engagement. The bank operates across several states, providing a diverse range of financial products and services. As SouthState moves into the last quarter of 2025, it remains focused on leveraging its strengths and expanding its market presence to continue delivering robust results.

In a rapidly evolving financial landscape, SouthState Bank's third-quarter performance signals its resilience and capability to navigate challenges effectively while fostering substantial growth. Investors and stakeholders can expect further developments as the bank continues to build on its solid foundation.