#United States #Cleveland #CrossCountry Mortgage #homeownership #Early Bird Program

CrossCountry Mortgage Raises Conforming Loan Limits

CrossCountry Mortgage (CCM), recognized as the leading retail mortgage lender in the United States, has recently declared an increase in its agency conforming loan limits to $819,000, up from the previous $806,500. This announcement, made in September 2025, comes well in advance of the Federal Housing Finance Agency’s (FHFA) official 2026 projections. The enhancement is part of CCM's commitment to supporting prospective homeowners through its Early Bird Program.

The Early Bird Program

The Early Bird Program is designed to give borrowers a head start in a competitive housing market. According to CCM's Chief Operating Officer, Jenn Stracensky, “Today’s housing market can be tough to navigate, and CCM is focused on creating solutions that give homebuyers an edge.” By proactively increasing loan limits, the Early Bird Program aims to empower borrowers to seize their opportunities sooner rather than later.

Personalized Support for Homebuyers

Apart from increasing the loan limits, the Early Bird Program offers potential borrowers access to CCM’s dedicated team of experienced loan originators. These experts provide tailored guidance and comprehensive education on conventional loans and various financing options. This initiative ensures that borrowers are well-equipped with the resources and knowledge necessary for making informed decisions about their home purchases.

CCM’s strategies reflect a broader understanding of the demanding dynamics of the current housing market. The company recognizes that every financial leap towards homeownership is significant, and they are determined to facilitate that journey for their clients. With over 7,000 employees spanning more than 700 branches, CCM has positioned itself as a pivotal player in the mortgage industry, servicing loans in all 50 states, Washington D.C., and Puerto Rico.

CrossCountry Mortgage: An Industry Leader

Founded with a vision to help Americans achieve their homeownership dreams, CrossCountry Mortgage has been recognized ten times on the Inc. 5000 list of America’s fastest-growing private companies. The firm is lauded not only for its financial services but also for its commendable corporate culture. They offer over 120 mortgage, refinance, and home equity solutions, which encompass a variety of options including conventional loans, jumbo mortgages, and government-backed programs catering to veterans and rural homebuyers.

Approval from major entities such as Freddie Mac, Fannie Mae, and Ginnie Mae further solidifies CCM’s credentials as a direct lender. Their commitment to excellence means that they make every mortgage deal feel like a victory for their clients.

To learn more about CrossCountry Mortgage’s diverse product offerings and the Early Bird Program, you can visit their official website at ccm.com.

As the housing landscape continues to evolve, CrossCountry Mortgage remains dedicated to advancing homeownership opportunities, ensuring that what once seemed like distant dreams transform into tangible realities for countless individuals and families across the nation.