#USA #New York #VantageScore #Silvio Tavares #RBC TIMT

Introduction

On November 18, 2025, Silvio Tavares, the President and CEO of VantageScore, is set to participate in the RBC Global Technology, Internet, Media and Telecommunications (TIMT) Conference taking place in New York. This event promises to be a significant platform for discussions on the future of technology and its implications for various industries, especially in the realm of internet and media.

Conference Details

Silvio Tavares will be speaking during a scheduled slot from 10:00 a.m. to 10:30 a.m. Eastern Standard Time. His session will be moderated by Ashish Sabadra, a renowned Business and Information Services Analyst from RBC Capital Markets. The discussions are expected to delve into the intersection of technology and credit scoring, an area where VantageScore has been making impressive strides.

Rise of VantageScore

VantageScore has established itself as the fastest-growing credit scoring company in the United States. Renowned for its innovative, predictive, and inclusive credit scoring models, VantageScore has seen an explosive increase in usage over the past year. As of 2024, the company reported a staggering 55% increase in usage, hitting a remarkable 42 billion credit scores provided to consumers and lenders alike.

Importance of Credit Scoring

Credit scoring is an essential element of the financial ecosystem, affecting millions of Americans daily. The traditional credit scoring systems often leave out a significant portion of the population. However, VantageScore's models are designed to include 33 million more individuals than standard scoring systems. This inclusivity is critical in enabling better access to credit for underserved populations, thereby promoting financial equity.

Focus on Mortgage Lending

One of the most significant impacts of VantageScore's work is its influence on mortgage lending. The Federal Housing Finance Agency (FHFA) has allowed the immediate use of the VantageScore 4.0 for loans guaranteed by Fannie Mae and Freddie Mac. This shift is seen as paving the way for more equitable access to home financing among consumers. Tavares’s insights at the TIMT Conference will likely shed light on how technology is transforming the credit landscape, particularly in mortgage lending.

Conclusion

The RBC Global TIMT Conference will be a crucial gathering for industry leaders and innovators to explore the future of technology and finance. Silvio Tavares’s participation highlights VantageScore's growing influence and commitment to advancing the industry through tech-driven solutions. Those interested in understanding the future of credit scoring and technology should certainly tune in to this discussion on November 18, 2025, in New York.