Dentsu Research Institute Enhances M5 Platform with New Financial Features

Dentsu Research Institute Enhances its M5 Platform

Dentsu Research Institute, headquartered in Minato, Tokyo, is set to revolutionize the financial technology space with the addition of new financial capabilities to its microservices development platform, M5, known as M5 Finance. This strategic enhancement aims to boost the company’s proprietary system and product development for financial institutions, starting from July 28, 2025.

M5 Finance is part of Dentsu's mid-term management plan, 'Society Evolution Implementation 2027', which emphasizes the strengthening of unique solutions. The objective is clear: to create more value in corporate system development and to adapt quickly in a rapidly evolving digital ecosystem. With the financial sector facing intense competition from fintech companies and the pressing need for speedy market launches of new financial products and services, Dentsu understands the urgency of innovation. Historically, the company tailored system development for financial institutions on a case-by-case basis, tackling contract management, transaction management, and accounting separately. This traditional approach often led to extended development periods and challenges in cost control.

The launch of M5 Finance seeks to address these issues. By incorporating advanced features into the existing M5 platform, Dentsu aims to achieve a reduction of over 30% in the development efforts required for financial system creation compared to previous methodologies.

Overview of M5 and Features of M5 Finance

The M5 platform is built on a Java-based development framework, designed to support the in-house development of Dentsu's systems and solutions. It utilizes a microservices architecture that includes essential common functions as standard, facilitated by cutting-edge technologies such as container management and API integration. This results in enhanced flexibility, scalability, and maintainability of systems.

Key Features of M5 Finance:

M5 Finance will expand the common functionalities required by various financial operations, including corporate loans, personal loans, leasing, and fund management. The following capabilities will be streamlined:
1. Unified Management Functionality: It oversees everything from contract registration to deletion and cash flow generation in one centralized system.
2. Financial Management Functionality: This feature covers the searching and inquiring of deposits and withdrawals, right up to invoice issuance.
3. Accounting Processing Functionality: It streamlines the creation and output of accounting details.

By utilizing M5 Finance, Dentsu aims to construct high-quality systems for financial institutions swiftly and flexibly, propelling modernization efforts and ensuring sustainable business growth for its clients. Additionally, the company is committed to consistently providing diverse financial solutions in a timely manner while continuing to enhance its financial capabilities to further reduce development efforts.

About Dentsu Research Institute

Dentsu Research Institute operates under a vision known as "HUMANOLOGY for the future – Creating a better tomorrow through technology and humanity." The organization aims to engage sincerely with society, which includes corporations, government agencies, local authorities, and the public. By combining the functionalities of system integration, consulting, and think-tank activities, Dentsu is dedicated to generating solutions that empower a better society through technology. Moreover, Dentsu actively promotes cross-innovation, transcending boundaries of technology, industry, and region to carve out new values for the future with the power of humans and technology.

For more information, visit the Dentsu website, where you can discover more about the M5 platform and its latest offerings.