#United States #Investment #Real Estate #Folsom #Silverback Capital

Silverback Capital Unveils Innovative Pricing for California Investors

A Game-Changer for Real Estate Investments

On September 21, 2026, Silverback Capital Inc. revealed its groundbreaking Second-Look Fix-and-Flip Pricing Program designed specifically for real estate investors in California. This initiative is aimed at those who wish to assess and compare their existing lending options, ensuring they don’t settle for higher-cost financing when better alternatives are available.

The program is structured to offer qualified California borrowers a highly competitive rate of 7.99% APR with a 12-month term, which is effective until October 31, 2026. It’s particularly relevant for business-purpose, non-owner-occupied fix-and-flip transactions, making it an ideal choice for investors focusing on this lucrative segment.

Why This Program Matters

In the world of real estate investment, every percentage point difference in interest rates can significantly affect profit margins. David Simmons, CEO of Silverback Capital, underscores this importance, stating, “Investors should understand the complete cost of their financing before committing to a lender. Our Second-Look Pricing Program gives borrowers an opportunity to compare the numbers clearly. Even a relatively small rate difference can have a meaningful effect on the profitability of a fix-and-flip project.”

By participating in this new program, investors can send their existing term sheets to Silverback for a confidential review. This evaluation includes a thorough comparison of interest rates, lender points, fees, initial loan proceeds, rehabilitation holdback, leverage, and estimated total financing costs. This detailed approach allows borrowers to make informed decisions regarding their financial commitments.

Eligibility and Benefits

To further enhance investment opportunities, eligible transactions under this program can qualify for:

• - Up to 90% of the initial acquisition cost
• - Up to 100% of the approved rehabilitation budget
• - A maximum leverage of 75% of the completed property value

These supportive conditions are tailored not just for seasoned investors but also for newcomers who may be looking to dive into the fix-and-flip market. However, specific leverage and terms will still depend on various factors, including the borrower’s experience, credit profile, property details, budget, liquidity, and underwriting requirements.

Swift and Convenient Service

One of the major perks of this program is the swift service offered by Silverback Capital. Once investors provide complete information, they can expect same-day scenario reviews, with qualified term sheets delivered within 24 hours. This rapid turnaround period helps investors make timely decisions in a fast-paced real estate market where opportunities can come and go in a blink.

For those in California looking to take advantage of this innovative financing solution, inquiries can be made by calling 1-800-473-5132 or visiting Silverback Capital's official website for a confidential pricing review.

Conclusion

The unveiling of Silverback Capital’s Second-Look Fix-and-Flip Pricing Program marks a significant step forward for California’s real estate investors. The combination of competitive rates and supportive financing terms creates a favorable environment for those looking to maximize their investment in the fix-and-flip market. As real estate continues to play a vital role in California’s economy, programs like these pave the way for informed and financially sound investment decisions.