#United States #Boston #John Hancock #Financial Opportunities Fund #BTO

Overview of the Fund’s Distribution Announcement

On September 30, 2025, the John Hancock Financial Opportunities Fund (NYSE: BTO) informed its shareholders about the details of its quarterly distribution. This distribution, valued at $0.6500 per share, is part of the Fund's managed distribution plan, which aims to provide predictable cash distributions to its investors.

Key Details

The distribution covers the quarterly payout for the period of July 1, 2025, until September 30, 2025, and is payable to all shareholders on record as of September 12, 2025. Notably, the declaration was made on September 2, 2025, and adheres to the requirements set forth by the U.S. Securities and Exchange Commission (SEC).

Breakdown of the Distribution

The total distribution amount has been estimated across various sources:

• - Net Investment Income: $0.0922 (14%)
• - Net Realized Short-Term Capital Gains: $0.1302 (20%)
• - Net Realized Long-Term Capital Gains: $0.1577 (24%)
• - Return of Capital or Other Capital Source: $0.2699 (42%)

This breakdown explains how the total distribution per share has been aggregated. The Fund expects that a portion of the distribution may be a return of capital, meaning that investors could receive back some of their initial investment amount. Investors should be aware that this return of capital does not directly correlate with the performance of the Fund.

Investment Performance Context

Investors are encouraged to interpret this distribution announcement thoughtfully. The total returns or any derived yield should not rely solely on the distribution amount declared or the terms of the managed distribution plan. The Fund has indicated that it has disbursed more than its income and realized capital gains accumulated, a crucial detail for understanding potential returns.

Annualized Distribution and Returns

As part of the communicated details, the fund also reported its performance related to Net Asset Value (NAV), achieving an average annual total return of 20.42% over the five years leading to August 31, 2025. Furthermore, the annualized current distribution rate expressed as a percentage of NAV reached 7.09%, providing shareholders with insights into the fiscal performance of the fund to date.

Future Considerations for Shareholders

For shareholders seeking further clarity on how to report their distributions, the Fund will send a Form 1099-DIV at the year’s end, detailing necessary tax information based on an investor's participation in the Fund through the fiscal year. Those with questions regarding their investment or distribution specifics can contact their financial advisors or reach the Manulife's John Hancock Closed-End Fund Information Line.

Conclusion

The announcement regarding the quarterly distribution from the John Hancock Financial Opportunities Fund serves as a pivotal communication to its shareholders. It highlights ongoing confidence in providing dividends while giving clarity about the nature and sources of the distributions. Therefore, stakeholders are advised to stay informed about these financial updates.

This allows current and future investors to make educated decisions about their investment strategies and understand the implications of the Fund's managed distribution plans. Knowing about these distributions helps shape future investment undertakings and reinforces the importance of reviewing investment performance regularly.