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Mintos Expands Automated Investment Options with High-Yield Bonds Portfolio

Mintos, a prominent platform in the European wealth-building space, recently unveiled its new High-Yield Bonds portfolio, specifically designed for seamless automated investment in corporate bonds with high returns. This initiative marks a significant evolution in how average investors can access this complex and lucrative market.

A Game-Changer in Investment Accessibility

The High-Yield Bonds portfolio is tailored to meet the growing demand from investors who seek higher returns without the intricacies typically associated with individual bond selection. By utilizing Mintos’s proprietary technology, the platform allows users to invest automatically across a diverse range of at least 20 high-yield corporate bonds spanning various sectors. This helps to ensure a well-distributed investment while maximizing potential earnings.

Martins Sulte, the CEO and co-founder of Mintos, elaborated on the importance of this new offering, stating, “Investors expressed the need for higher yields without the complications tied to the selection and purchase of individual bonds. Our automated investment in high-yield bonds provides professional-level diversification and opens the door to markets often out of reach for most individual investors.”

Surge in Investor Interest

The interest in bond investments has surged, as illustrated by Mintos’s data showing a 61% increase in investors beginning to focus on bonds. This uptick led to an 86% growth in overall investment volume between 2024 and 2025. Amid market uncertainty and fluctuating interest rates, investors are increasingly turning to bonds as a source of stable income and a means to mitigate risk, effectively building long-term resilience in their financial portfolios.

Mintos has doubled its listings of bonds, now featuring over 40 issuers from across Europe, including prominent companies such as airBaltic, Eleving, Esto, Nexus, Reima, and Summus Capital. This expansion reflects a broader shift towards diversified and income-generating portfolios, where bonds complement existing investments in loans and exchange-traded funds.

Breaking Down Barriers with Affordable Options

Typically, high-yield bonds come with significant entry barriers; however, Mintos lowers this threshold to just €50 through bond splitting, making it easier for individual investors to participate. By providing these affordable options, Mintos democratizes access to what would otherwise necessitate substantial capital commitments.

In contrast to traditional bond investments, which often lock in funds until maturity, Mintos grants investors the flexibility to withdraw their funds at any time. This liquidity enhances control over personal portfolios and caters to the dynamic needs of today’s investors. The portfolio incurs an annual management fee of 0.39%, charged monthly, while offering free investments until December 31, 2025. However, it's worth noting that the availability of cashing out may fluctuate based on market conditions and portfolio composition, with secondary market sales depending on buyer demand.

About Mintos

Established in 2015, Mintos has emerged as a leading European investment platform, enabling individuals to build long-term wealth through diversified assets such as loans, bonds, real estate, and exchange-traded funds. The platform currently manages over €800 million for around 600,000 investors and is regulated under the MiFID II directive.

In summary, with the launch of the High-Yield Bonds portfolio, Mintos provides a streamlined, automated solution for investors looking to enhance their financial portfolios while enjoying increased accessibility and reduced complexity. As more individuals recognize the benefits of diversifying their investments in a structured manner, platforms like Mintos are at the forefront of a transforming landscape in personal finance and investment.