#United States #San Francisco #Cash Flow #Finance Leaders #Versapay

Versapay's 2026 Cash Flow Clarity Report

Versapay has unveiled its 2026 Annual Cash Flow Clarity Report, created in collaboration with Wakefield Research. This report comes at a crucial time when finance chiefs are grappling with increased uncertainties due to persistent payment delays and economic pressures.

The report indicates shifts in the financial landscape, drawing insights from a survey of 400 finance leaders across the United States and Canada. Findings show that 69% of CFOs and finance executives have witnessed a spike in delays concerning customer payments in the last year, while approximately 78% of them report that unforeseen accounts receivable (AR) complications are prompting alterations in capital investments, hiring plans, and borrowing strategies.

Historically seen as just operational hassles, these payment delays are evolving into critical challenges that directly affect business strategies and growth potential. As regular inflows become unpredictable, finance leaders are often left with no choice but to postpone expenditures, decelerate hiring processes, or secure other financing avenues, all of which can weaken their company’s resilience and competitiveness.

As detailed in the report:

• - Over four-fifths (81%) of finance executives claim that collecting unpaid invoices has increasingly become a daunting task.
• - At least 74% reported that their teams dedicate considerable time weekly pursuing overdue payments, illustrating the operational strain on finance departments.

Carey Kolaja, CEO of Versapay, remarked, "Cash flow uncertainty is no longer episodic; it has emerged as a defining challenge for finance teams." He pointed out that breakdowns in the AR process create friction throughout receivable cycles, exacerbating uncertainty and costs associated with cash flows.

In response, finance leaders are pivoting towards automation to restore control and predictability. The survey indicates that 63% of finance leaders have observed a reduction in payment delays thanks to AR automation. Looking towards the next year, 91% expect that automation will further decrease days sales outstanding (DSO) by at least four days, with 29% anticipating reductions of 11 days or more. Such insights underscore automation's significance not just as a tool for efficiency, but as a strategic move towards risk management and stabilizing cash flows.

Furthermore, the report explores the adoption of advanced technologies such as Artificial Intelligence (AI) and predictive analytics. Currently, 50% of finance leaders are looking to incorporate AI to automate repetitive AR procedures, while over a third aim to leverage predictive analytics to spot payment risks sooner and enhance their collection efforts. In total, a striking 82% plan to increase their investments in AR automation over the next twelve months.

Methodology

The research was conducted by Wakefield Research through an online survey of 400 senior finance professionals with at least director-level authority reporting to CFO offices between November 21 and December 3, 2025.

Download the Full Report

The complete 2026 Cash Flow Clarity Report can be accessed now at Versapay’s website.

About Versapay

Versapay revolutionizes Accounts Receivable by eliminating barriers associated with B2B payment collection and reconciliation. Their platform ensures comprehensive cash flow clarity, enabling businesses to manage working capital effectively. With over 10,000 clients and the processing of $260 billion+ in payments volume annually, Versapay consolidates financial activities into a streamlined ecosystem to help finance teams turn monetary matters into strategic advantages. To learn more about how Versapay can minimize financial frictions, visit versapay.com.