#Japan #Tokyo #Home Loan #SBI Shinsei Bank #Rate Discount

SBI Shinsei Bank's Attractive Home Loan Rate Campaign

SBI Shinsei Bank is set to launch a beneficial home loan rate discount campaign starting from July 1, 2025. This initiative is aimed at borrowers seeking both new loans and refinancing options. The campaign primarily focuses on variable interest rates (half-year type), providing an enticing initial borrowing rate of 0.590% for contracts signed in July 2025. This competitive rate will be maintained through September 2025, conditionally based on stability in the base interest rate.

Campaign Highlights

The campaign encompasses a wide range of properties, including newly constructed homes, new condominiums, as well as existing houses and condominiums. Prospective customers can benefit from this program without any constraints on eligibility, ensuring accessibility for various applicants in the market.

Promotional Details

During the promotional period, if customers secure a variable interest rate (half-year type) home loan, the typical discount from the base rate of 1.950% will be elevated from the regular reduction of 1.270% to 1.360%. It's important to note that if no changes are made to the interest type, the extended reduction of 1.360% will continue even after the initial borrowing period ends.

Application and Loan Period

• - Application Period: July 1, 2025, to September 30, 2025.
• - Loan Availability: By March 31, 2026.

Eligibility

This attractive campaign applies to:

• - Newly constructed houses
• - Newly constructed condominiums
• - Existing houses
• - Existing condominiums

In addition to the variable interest options covered by this campaign, SBI Shinsei Bank promises competitive rates for fixed interest and step-down loans as well. The bank prides itself on its customer-centric philosophy, aiming to respond to the unique needs of each customer. Their goal is to facilitate richer residential lifestyles through appealing home loan products that offer low-interest rates.

Further Information

For more detailed information about the SBI Shinsei Bank home loans, visit the following link:
SBI Shinsei Bank Home Loan Details

For inquiries regarding home loans, contact their dedicated helpline:
Power Call (Home Loan)
Phone: 0120-456-515
Available weekdays from 9:00 am to 5:00 pm (Excluding Saturdays, Sundays, public holidays, and year-end/new year holidays).

SBI Shinsei Bank continues to enhance its offerings, ensuring that customers find the right financial solutions tailored to their goals and preferences.