#USA #Fort Lauderdale #Debt.com #Junior Achievement #Consolidated Credit

Increasing Financial Literacy in South Florida

In an era where nearly 80% of Americans grapple with personal debt, Consolidated Credit and Debt.com are renewing their commitment to financial education by partnering with Junior Achievement (JA) of South Florida. This collaboration aims to empower families through enhanced financial literacy programs designed to instill money management skills in students from a young age.

For decades, Consolidated Credit has focused on helping consumers regain control of their finances, offering tailored solutions for various financial challenges. However, the organization understands that preventing debt before it occurs is just as crucial, which is why they have consistently supported educational initiatives aimed at building financial confidence among youth. This renewed partnership is an extension of their mission to provide valuable resources and support to families and students alike.

The Role of Junior Achievement

Junior Achievement of South Florida is renowned for its dedication to preparing young individuals for economic success. As a part of the JA USA network, it represents the largest organization in the world focused on equipping youth with the knowledge and skills needed to make informed economic decisions. The partnership will focus on interactive financial education programs that enable students to understand the importance of money management.

Immersive Learning Experiences

At the core of JA’s educational program is JA World, where local businesses sponsor realistic storefronts that teach students about real-world economic decision-making. These storefronts simulate various careers and financial responsibilities, allowing students to engage in activities such as managing a bank or evening running a business. This hands-on approach transforms conventional classroom lessons into immersive experiences, enhancing students' comprehension of finance through practical application.

Community Engagement and Events

In addition to hands-on learning environments, Consolidated Credit will also participate in JA’s “Bring on Tomorrow” event—a complimentary summit targeting parents with children ranging from kindergarten to high school. This summit aims to help families navigate critical issues regarding education, career preparedness, and the evolving landscape shaped by technological innovations, such as artificial intelligence.

Furthermore, Consolidated Credit will provide parents with essential resources, including the 2026 Money Confidence Roadmap. This comprehensive guide will help families build financial stability through practical, actionable steps focused on budgeting, strategic debt reduction, goal setting, and making informed financial choices.

Statements from Leadership

Gary Herman, President of Consolidated Credit, emphasized the necessity of early financial education: “Financial education should start long before someone faces their first credit card bill. We’re proud to continue supporting JA and Debt.com to give families practical financial tools that aid students' futures.”

Don Silvestri, President of Debt.com, echoed this sentiment, stating that the partnership is not only about enhancing students’ understanding of money but also providing support systems for families as they guide their children.

Howard Dvorkin, CPA and Chairman of Debt.com, highlighted the significant impact these educational initiatives will have on communities: “When families and students learn together, it strengthens communities and helps prevent the financial challenges so many adults face later on.”

Conclusion

Through collaborative efforts, Consolidated Credit, Debt.com, and Junior Achievement of South Florida aim to foster financial literacy among families, equipping them with the skills necessary to navigate the complexities of personal finance. This partnership represents a strategic move toward building a financially savvy generation prepared to face future fiscal challenges with confidence. By educating students and their families, they are setting a positive trajectory for economic stability and informed decision-making in the years to come.