#Japan #Tokyo #Southeast Asia #Microfinance #Bee Informatica

Bee Informatica Secures 214 Million Yen in Pre-Series A Funding

On July 17, 2025, Bee Informatica, a Tokyo-based company specializing in digital microfinance for small and medium-sized businesses (SMBs) in Southeast Asia, announced a funding boost of 214 million yen in its pre-Series A round. This funding was derived from a mix of equity and debt financing involving renowned investors.

Breakdown of the Funding

The total amount raised includes 190 million yen in equity, with key investors such as Delight Ventures, Chishima Land Co., Ltd., and others participating. Additionally, Bee Informatica secured 24 million yen through debt financing, attracting investments from recognized firms including Fals Co., Ltd. and Æjenta Co., Ltd. This successful round of funding brings the overall total raised by Bee Informatica to 360 million yen.

Strategic Goals for the Funds

As the company gears up for expansion, the funds will be utilized for several strategic initiatives:
1. Expanding Credit Limits in Malaysia: Strengthening loan capital and diversifying marketing strategies.
2. Enhancing Credit Models: Utilizing AI to refine and automate qualitative credit assessment processes.
3. Improving User Experience: Upgrading UI/UX to ensure superior customer satisfaction.
4. Market Research: Conducting strategic planning for entry into new markets like Indonesia.
5. Introducing New Financial Schemes: Implementing Islamic finance and embedded finance (payment integration) solutions.

The Vision Behind Bee Informatica

In Southeast Asia, approximately 70% of SMBs struggle to access bank loans, often relying on personal savings or borrowing from family. Moreover, without verified profitability for over three years, obtaining bank loans becomes nearly impossible, forcing many businesses to rely on unofficial and often predatory lending options.

Bee Informatica aims to bridge this gap by establishing a distinct credit scoring model that combines financial metrics with qualitative data on entrepreneurs’ personalities, networks, and repayment attitudes. This innovative approach allows for more accessible lending evaluations, even for early-stage businesses.

The company's vision is straightforward: to create a world where every small business has access to finance.

Record Growth in the Past Year

Since its seed funding in August 2024, Bee Informatica has achieved remarkable growth through June 2025:

• - Revenue for June 2025 showed an astonishing growth of 58.4 times year-over-year.
• - The company has been profitable month-on-month since April 2025.

Maintaining this growth trajectory, Bee Informatica is committed to achieving full-year profitability and delivering exceptional financial services.

Investor Insights

Delight Ventures’ Managing Partner, Hiroshi Watanabe, expressed his enthusiasm: "I have had a strong interest in financial services that support SMBs and new business owners in emerging economies for over a decade. It's exhilarating to lead the investment in Bee Informatica at this stage, particularly given its innovative AI-driven financial tools resonating with Southeast Asian entrepreneurs."

Other Investor Remarks

Kohei Nishida from Delight Ventures emphasized the company’s vital role in transforming economic opportunities for underserved individuals. Meanwhile, Masaki Toyonaga from Chishima Land expressed confidence in Bee Informatica’s long-term vision, supporting its potential to become a leading representative of Japanese startups in Southeast Asia.

Bee Informatica’s Leadership Statement

Fumiko Inada, the CEO of Bee Informatica, noted, "Having prominent players from various sectors participate in this round is a significant endorsement. With support from investors, we are improving our resource allocation and cash management practices, setting the stage for complete digital operations and aligning closely with customer needs."

Conclusion

As Bee Informatica sets out on its ambitious journey, the company remains committed to its mission: making finance accessible for every small business. Stakeholders in the ecosystem can anticipate continued growth and innovation from this promising enterprise in the rapidly evolving landscape of digital finance in Southeast Asia.