2026 LexisNexis Report Highlights Soaring Home Insurance Severity Amid Declining Frequency
2026 LexisNexis U.S. Home Insurance Trends Report
On July 22, 2026, LexisNexis® Risk Solutions unveiled its highly anticipated U.S. Home Trends Report, which provides critical insights into the evolving landscape of home insurance claims. This report presents a stark update on loss trends across various perils and highlights the ways in which climate events, inflation, and geographic volatility are reshaping the home insurance industry.
Key Insights from the Report
According to the data, the overall severity of claims reached an all-time peak in 2025. The
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