#Japan #Everest Group #Poland #Shibuya #Funds

Funds Expands into the European Market

Funds Inc., based in Shibuya, Tokyo, is making strides in the financial sector by venturing into the European market. On May 12, 2026, the company publicly launched the "Everest Leaseback Bonds Fund #1", which provides credit to the Polish Everest Group. This fund is available for early access to platinum and black members of the Funds Membership Program.

This groundbreaking fund is being originated by Funds IGC Pte. Ltd. (FIGC), located in Singapore, which is responsible for overseeing overseas operations. Poland marks the fourth country for Funds’ expansion, following Taiwan, Hong Kong, and South Korea, as well as being the company’s first foray into Europe.

Introducing the Everest Group

Founded in 2000, the Everest Group is a prominent financial enterprise in Poland that boasts a vast network of over 800 sales representatives throughout the country. These representatives are quick to respond to customer inquiries, visiting homes to grasp their financial situations and promptly providing financial solutions within 24 hours.

This model of closely engaging with customers for sales is referred to in Poland as "Door to Door Finance" or "Offline Finance", and Everest Group stands as a leading figure in this domain. With 25 years in the business, the group has built a substantial customer base and a wealth of credit data that provide a strong edge in the market.

Currently, the core business areas for the Everest Group include consumer leaseback operations and credit card-related services. The consumer leaseback service, initiated in 2020, allows customers to sell their assets to the Everest Group and subsequently enter into a usage agreement, enabling them to continue using the assets for a fee.

Additionally, the credit card operations are conducted in collaboration with Multitude Bank, a digital bank regulated by the MFSA in Malta, which operates under an EU banking license. The Everest Group facilitates the sales of credit cards issued by this bank and purchases any arising debts after the contract signings.

For both business lines, the initial credit limit for new customers is approximately 110,000 yen (around 11,000 PLN). A distinctive feature of these services is the option for weekly or monthly repayments, which allows customers to keep their repayment amounts low, consequently increasing repayment reliability for the Everest Group.

Overview of the Everest Leaseback Bonds Fund #1

The Everest Leaseback Bonds Fund #1 is a yen-denominated fund aimed at the professional investors targeted exclusively by the Everest Capital Sp. z o.o. in Poland. The fund accepts investments during a specified period, beginning on May 13, 2026, at 19:00, and ending on May 18, 2026, at 15:00. Investors holding platinum or black memberships in the Funds Membership Program will have early access to the fund until May 15, 2026.

Everest Capital acts as the borrower for this fund, securing guarantees from core businesses within the Everest Group, namely Everest Sp. and Everest S.A. Furthermore, there will be collateral set against the leaseback receivable portfolio owned by Everest Sp.

The Role of FIGC

In June 2025, FIGC was established in Singapore to lead international business within the Funds group. This body is responsible for managing other subsidiaries involved in overseas projects and identifying and structuring valuable international opportunities.

Upcoming Online Seminar

An online seminar is scheduled for May 13, 2026, at 19:00, to discuss this fund in detail. During the latter part of the seminar, FIGC CEO Takao and Funds executive officer Sakamoto will answer questions from attendees. Please register by May 13, 2026, at 18:59 through the provided application form.

About Funds

The Funds platform enables individuals to lend to publicly listed companies, starting from as little as 1 yen. To date, it has successfully organized 588 funds with zero instances of delays or defaults. Funds aims to create a new paradigm in finance that connects individual investors and companies, fostering mutual understanding and generating new value through financial engagements.

Company Background

CEO Yuichiro Fujita of Funds graduated from Waseda University’s School of Commerce and commenced his career at CyberAgent. After establishing a web development and marketing firm in 2007 that was later sold to a public company, he subsequently founded a major lending crowdfunding service in 2013, which led to the inception of Funds Inc. in November 2016.

Important Notices

Funds incurs no account opening, management, or investment-related fees. However, customers are responsible for transfer fees from their financial institutions to the deposit account. All investments are subject to risk and potential loss of principal, and details about the associated risks, terms, and conditions can be found in the important documentation provided by the company.