John Hancock Unveils Unique Tool for Personalized Longevity Preparedness Assessment

Enhancing Longevity Preparedness: A New Tool from John Hancock

In a world where lifespans are increasing, understanding how to prepare for longevity is more important than ever. At its recent symposium titled Longer. Healthier. Better. in Boston, John Hancock introduced a groundbreaking personalized longevity preparedness tool in collaboration with the MIT AgeLab. This tool is designed to help individuals grasp how prepared they are to age gracefully and encourages actions that can enhance their readiness.

With projections showing that the U.S. population aged 65 and over will soar from 58 million to 82 million by 2050, the necessity for such tools has never been clearer. The new tool builds upon the Longevity Preparedness Index, launched in 2025, which established benchmarks for evaluating how adults are preparing for an extended life.

What Does the Tool Offer?

This innovative tool assesses preparedness through a series of questions across eight crucial domains: health, finance, care, home, daily activities, community, life transitions, and social connection. After answering the questions, participants receive scores ranging from zero to 100. A higher score reflects a better level of preparedness, alongside personalized insights to make meaningful improvements.

Brooks Tingle, President and CEO of John Hancock, stated, "Longevity isn't just about living longer; it's also about living better. By providing individuals access to their preparedness scores, we hope to inspire self-reflection and proactive steps toward a healthier future."

Bridging the Gap in Preparedness

The revealing results from the inaugural Longevity Preparedness Index indicated that, on average, U.S. adults scored 60 out of 100 in overall preparedness, suggesting considerable room for growth in areas like housing, health, and financial readiness. The new assessment tool takes this research and transforms it into an engaging experience that not only informs users but also empowers them to take actionable steps toward better preparation for later life.

Dr. Joseph Coughlin, the Founder and Director of the MIT AgeLab, emphasized the importance of this initiative, stating, "The Longevity Preparedness Index was created to underscore the many elements that contribute to a life well lived—highlighting that it’s not just the quantity of years but the quality that matters. This tool enables individuals to recognize their strengths and identify areas needing attention."

Supporting Financial Professionals

Apart from aiding consumers in their planning, this tool also caters to financial professionals. It provides them with a platform to facilitate discussions about longevity risk, align financial strategies with personal life goals, and offer tailored advice based on clients' individual situations.

Wayne Park, CEO of Manulife John Hancock Retirement, remarked, "This tool is more than just a planning resource; it encourages meaningful conversations that can lead individuals to prepare for longevity with greater confidence and clarity."

Accessibility and Availability

Interested individuals can access the tool at www.johnhancock.com/readyforbetter. The assessment tool is designed not only for personal use but can also be shared with family and friends, promoting broader discussions about longevity and preparation.

In conclusion, the introduction of John Hancock's personalized longevity preparedness tool marks a significant step forward in empowering individuals to understand and enhance their readiness for aging. As we live longer, tools like this will be critical in ensuring that those extra years are not just additional time, but a chance to thrive.

For further updates on longevity preparedness and related initiatives, keep an eye on John Hancock's official releases.