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Transamerica and Advo(k)ate Advisors Launch a New 401(k) Pooled Employer Plan

On July 27, 2026, Transamerica and Advo(k)ate Advisors officially announced a game-changing product in the realm of retirement planning: the Advo(k)ate Nexus Pooled Employer Plan (PEP). This innovative solution is designed to assist employers of varying sizes by simplifying the complexities involved in plan management while significantly enhancing the experience for participants.

The Advo(k)ate Nexus PEP incorporates a comprehensive suite of services including fiduciary outsourcing and payroll integration, whilst offering a robust participant interface. This advancement allows employers to dedicate more time and resources towards their core business operations rather than the intricacies of retirement plan management.

Darren Zino, Head of Retirement Distribution at Transamerica, spoke highly of the collaboration, noting, "Advo(k)ate Advisors and Osaic are remarkable partners, bringing extensive expertise and commitment to ensure favorable customer results. Their dedication to transparency in fees, participant education, and personalized service is paving a new path in our industry. Together, we are offering a pooled employer plan that thoroughly addresses the complexities and aims to improve retirement outcomes for employers and employees alike."

Transamerica Fiduciary Services assumes integral administrative roles and fiduciary responsibilities, while Transamerica Retirement Solutions provides essential recordkeeping and administrative support. The investment oversight is handled by Advo(k)ate Advisors, who acts as the ERISA Section 3(38) investment fiduciary. Renn Williams, Partner at Advo(k)ate Advisors, elaborated on their choice of partner, stating: "Transamerica is a leader in pooled plan solutions, offering the scale, technology, and service model that our clients expect. The Advo(k)ate Nexus PEP gives employers a straightforward approach to providing a competitive retirement benefit backed by excellence in the pooled employer plan space."

Key Features of the Advo(k)ate Nexus PEP

1. Experienced Leadership: Transamerica backs thousands of employers, boasting extensive expertise in pooled plan solutions and spearheading innovation in the adoption of such plans.
2. Payroll Integration: Leveraging relationships with over 125 payroll providers, the plan incorporates flexible integration options that save time and increase accuracy.
3. Enhanced Participant Experience: Participants benefit from user-friendly website and mobile access, alongside features like OnTrack® guidance with Your Retirement Outlook® and optional Managed Advice® options tailored for goals-based investment management.
4. Dedicated Support Team: The plan offers human support to ensure high satisfaction rates and improved outcomes related to plan participation and employee deferral decisions.
5. Administrative Efficiency: The plan centralizes fiduciary duties and administrative tasks, ensuring only one Form 5500 is needed across all adopting employers.

For those interested in discovering more about the Advo(k)ate Nexus Pooled Employer Plan, Transamerica encourages outreach via phone at (659) 238-0010 or visiting the website at www.advokateadvisors.com.

About Transamerica

Transamerica is on a mission to ensure that everyone has the opportunity to lead their best life. With a strong belief in helping ordinary Americans thrive, the company is recognized as a leading provider of life insurance, investment solutions, and retirement plans, serving over 10 million Americans. Their commitment to supporting the financial futures of customers has been steadfast for over 120 years, during which they have honored over $52.6 billion in insurance claims and benefits in 2025 alone.

Transamerica is a member of the Aegon group of companies, a well-established international financial services holding company dedicated to delivering security and value to its customers. For further details, check their website at www.transamerica.com.