#Cyprus #Nicosia #Q2 2025 #ISX Financial #transactional banking

ISX Financial Reports €6.3 Million Profit in Q2 2025

ISX Financial EU Plc, widely recognized for its innovative transactional banking services and real-time payment technology across Europe and the UK, announced a significant profit of €6.3 million in its unaudited financial results for the second quarter of 2025. This marks a 2% increase compared to the first quarter of the same year and a notable 7% gain year-on-year, reflecting the firm's resilient operational strategies amidst an evolving economic landscape.

Despite experiencing a slight quarterly decline in revenues and transaction volumes, ISX managed to enhance its efficiency, reduce operational and tax expenses, and reverse some asset impairments. Such measures contributed to an impressive EBITDA margin of 57%, highlighting ISX's strong operational framework as well as its scalable cost structure, even in the face of weaker quarterly revenue trends.

Ajay Treon, the Chief Financial Officer of ISX, attributed this quarter's performance to the robustness of the company's business model and its commitment to sustainable long-term growth. He stated, "We remain disciplined in controlling costs, focused on innovation, and resolutely investing in our team and technology. Despite short-term variability, our strategy continues to generate sustainable profitability and increasing value for shareholders."

The total transaction volume experienced a year-on-year growth of 4%, showcasing solid ongoing demand for ISX's core services, despite short-term fluctuations and seasonal dynamics.

In terms of revenues, ISX's Q2 figures reached €13.7 million—a slight decrease from the first quarter but a 5% year-on-year increase, reinforcing its medium-term growth trajectory.

Financial Highlights from Q2 2025

• - Profit: Unaudited profit of €6.3 million, up 7% year-on-year, and 2% quarter-on-quarter.
• - EBITDA Margin: Consistently strong at 57%.
• - Revenues: €13.7 million, reflecting a 5% rise year-on-year but down 14% quarter-on-quarter.
• - Transaction Volumes: 4% increase year-on-year; however, a 12% decrease quarter-on-quarter.
• - Operational Expenses: Decreased by €2 million, achieving a 23% reduction quarter-on-quarter.
• - Equity: A 13% increase in total equity, up to €20.1 million, showcasing an 82% annual increase.
• - Net Assets: Rose by €6.1 million, marking a 13% quarter-on-quarter and a 95% year-on-year rise.
• - Book Value per Share: Increased by €0.06 to €0.492, reflecting a 13% increase over the quarter.

The financial resilience demonstrated in Q2 firmly establishes ISX Financial as a strong player in the transactional banking landscape.

For a complete view of ISX's financial performance for Q2 2025, the detailed report is available at ISX Financial Reports.

About ISX Financial EU Plc

ISX Financial EU Plc stands as a leading electronic money institution and provider of transactional banking solutions in Europe and the UK. Offering secure real-time payment solutions through banking and card systems, ISX, via its wholly-owned subsidiary Probanx, also supplies innovative SaaS (Software as a Service) solutions to banks and financial institutions worldwide, facilitating seamless connections with central banks.