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Ping An Insurance's Impressive A+ Rating

On September 7, 2026, Ping An Insurance (Group) Company of China, Ltd. received notable recognition by being upgraded from an A to an A+ in the Hang Seng Sustainability Rating. This achievement marks the third consecutive year of improvement, showcasing Ping An's dedication to environmental, social, and governance (ESG) standards and signaling a strong sustainability performance.

Ranking and Significance

In the latest assessment, Ping An's A-share ranked among the top 10% of companies within the A-share universe and the top 10% of financial firms. For its H-share, the company placed in the top 20% among Hong Kong-listed companies, again landing in the top 10% of financial institutions. The Hang Seng Sustainability Rating evaluates a company's ESG performance and serves as a benchmark for sustainable investment, helping to compile various Hang Seng Sustainability Indexes. This assessment included 636 companies listed in Hong Kong's Composite Index and 1,562 from the A-share market.

Commitment to Sustainability

Richard Sheng, Board Secretary at Ping An, emphasized that sustainability isn’t just an initiative but a pivotal part of the company’s strategy and competitive advantage. The Group is committed to advancing technology-enhanced dual-pronged strategies that combine integrated finance with health and senior care, all while reinforcing its governance frameworks and promoting low-carbon development.

Financial Performance

Reflecting strong operational fundamentals, in the first half of 2026, Ping An reported a revenue increase of 15.0% year-over-year to RMB 575.138 billion. The operating profit attributable to shareholders rose by 8.3% to RMB 84.196 billion, while net profit saw a significant year-over-year increase of 36.1%, reaching RMB 92.585 billion. The equity attributable to shareholders also increased, reaching RMB 1,028.084 billion – a 2.8% rise since the beginning of the year. The Group is set to distribute an interim cash dividend of RMB 0.98 per share, marking a 3.2% increase compared to the previous year. This consistent increase in cash dividends over ten years demonstrates Ping An's commitment to long-term, sustainable growth for its shareholders.

Expanding Health and Senior Care Services

As the aging population in Mainland China demands a broader array of wealth management and healthcare options, Ping An is advancing its dual strategy focused on integrated finance and senior care. The company caters to its 253 million retail customers through a very comprehensive service model that significantly boosts customer retention. Data indicates that 99% of customers utilizing multiple product categories remain loyal, and the percentage of clients retained for over five years is 76.6%. This past half-year, 11.51 million customers accessed Ping An's healthcare services, while the AI Doctor had over 9.7 million users, along with more than 320,000 eligible for home-based senior care.

Innovative Technology Integration

In its pursuit of enhancing customer experience, Ping An has launched an AI-powered “Express Service” platform, becoming the first in Mainland China to introduce an AI financial assistant that streamlines user engagement with multiple applications. In the first half of 2026, 90 million active customers benefited from AI-driven support across 88% of business scenarios, evidencing the company’s resolution to enhance customer service through innovative technology.

Proactive Risk Management

Beyond offering financial services, Ping An demonstrates a commitment to proactive risk management, helping clients prevent losses and averting potential accidents. During the first half of the year, it issued 177,000 natural disaster alerts and launched risk reduction services that served over 29,000 enterprises. Noteworthy is the