Kiavi's Major Expansion into Four New States
Kiavi, a frontrunner in technology-driven non-bank lending for residential real estate investors, has made headlines with its recent expansion into four additional states: Mississippi, New Mexico, Rhode Island, and Vermont. This strategic move brings Kiavi's total operational footprint to 49 states and Washington, D.C., marking a significant milestone in its mission to support real estate investors across the nation.
The announcement was made on December 17, 2025, highlighting a period of remarkable growth for the company. Kiavi reported originating an impressive $7.3 billion in loans so far this year, representing a 20% increase compared to the previous year, even amidst a decline in existing home sales. This growth underscores Kiavi's commitment to providing fast and reliable capital, leveraging its advanced data and AI technology.
CEO Arvind Mohan expressed enthusiasm about this expansion, emphasizing how it benefits the real estate investors they serve. “Our platform now empowers investors in nearly every part of the country to make smarter investments and scale their businesses. With Kiavi's growth, we can deliver critical insights and capital to investors dedicated to addressing the housing shortage by creating move-in ready homes for millions of Americans,” he noted.
In addition to geographical expansion, 2025 has brought forth several significant achievements for Kiavi. Notably, the company has successfully closed $1 billion in rated securitizations through its LHOME shelf and has become the first non-bank lender to surpass 100,000 loans funded to real estate investors. Such accomplishments not only reflect Kiavi's growth but also signify the trust its clients place in its services.
Kiavi's momentum is largely driven by its AI-powered platform, which streamlines the financing process for real estate investments. Recently, the company introduced several advancements to enhance its offerings:
- - After-Repair Value Cash-to-Close Estimator: This tool provides instant assessments of a property's potential, assisting investors in determining their return on investment.
- - Automated Document Review: A feature designed to quickly extract and validate data from borrowers' documents, speeding up the review process significantly.
- - Scaled Virtual Inspections: Investors can now upload project photos via a mobile app to access funds, eliminating the need for in-person inspections.
- - New Construction Financing Platform: This tech-enabled underwriting platform facilitates financing for ground-up construction and redevelopment projects, further diversifying Kiavi's service offerings.
With over $30 billion in funded loans, Kiavi stands as one of the leading non-bank lenders to residential real estate investors in the United States. The company's innovative use of data and technology enhances the overall experience for investors, providing a transparent and efficient process for accessing capital. Kiavi's legacy, formerly known as LendingHome, focuses on revitalizing the approximately $25 trillion of aging U.S. housing stock, enabling millions of Americans to find move-in ready homes and rental properties.
For more information about Kiavi and the services they offer, visit
www.kiavi.com. This latest expansion not only highlights Kiavi's growth trajectory but also its commitment to making a substantial impact in the real estate investment landscape across the country.