ETHZilla Expands Its Tokenization Strategy With Home Loan Portfolio Acquisition

ETHZilla's Strategic Move into Manufactured Home Loans

Introduction
ETHZilla Corporation, a pioneer in the financial technology space specializing in asset tokenization, has made significant strides with its recent acquisition of a manufactured home loan portfolio valued at approximately $4.7 million. This acquisition not only extends ETHZilla's innovative tokenization framework into the realm of residential credit assets but also highlights its commitment to generating income through predictable cash flows from diverse asset classes.

Acquisition Details
On February 5, 2026, ETHZilla announced the purchase of 95 manufactured and modular home loans from Zippy Manufactured Home Credit Fund I L.P. This strategic move is part of ETHZilla's broader plan to introduce a cash-flow-generating manufactured home loan token using Ethereum's Layer 2 infrastructure—an advancement that promises streamlined on-chain asset tracking and automation for cash-flow distribution. The launch is expected in late February or early March, through the Liquidity.io ecosystem.

The acquisition follows ETHZilla's earlier purchase of two aircraft engines leased to a major air carrier, showcasing a consistent strategy of tokenizing income-generating assets across various sectors. According to McAndrew Rudisill, chairman and CEO of ETHZilla, this move represents a natural progression in their tokenization mission. By focusing on manufactured housing loans, ETHZilla taps into a market characterized by reliable cash flows and significant underlying collateral, making them ideal candidates for a transparent tokenization process.

Tokenization of Real-World Assets
ETHZilla aims to reshape the investment landscape by transforming illiquid, traditional assets into programmable tokens. This venture addresses an ongoing demand for investment opportunities that have historically been inaccessible to most investors. Each manufactured home loan is expected to yield an annualized return of approximately 10.36%, drawing from established contractual interest payments which reflect the stability of the underlying asset pool. This approach not only supports investors looking for tangible income but also aligns with the growing trend of deploying blockchain technology in the financial sector.

Future Prospects
Following its growing relationship with Zippy—having previously acquired about 15% ownership of the parent company, Zippy, Inc.—ETHZilla is enhancing its capabilities in origination, servicing, and expertise within the manufactured housing finance domain. The company's new subsidiary, ETHZilla Modular Mortgage LLC, will handle the servicing of the acquired loan portfolio, indicating a robust strategy for integration and efficiency.

With these developments, ETHZilla is creating a scalable framework for generating financial products across multiple asset types. The company plans to further expand its horizons by introducing various real-world assets into the tokenization ecosystem, including automotive loans and aviation equipment, leveraging the efficiency and regulatory benefits blockchain offers.

Conclusion
As ETHZilla continues to innovate within the financial landscape, its focus on tokenization of both manufactured home loans and other traditional assets marks a significant shift in how real-world values can be represented and traded in the global market. These advancements highlight a growing fusion of technology and finance, setting the stage for a new era of investment opportunities.

Additional Considerations

While tokenization presents exciting possibilities, it is imperative for investors to be aware of the associated risks. Forward-looking statements regarding the performance of these investments are subject to various uncertainties, emphasizing the importance of thorough research and a cautious approach within this evolving market.