#Japan #Chiyoda #SmartPlus #DWM #Bond Navigator

Introduction

In the wake of an evolving financial landscape, SmartPlus, a company under the Finatext Group, has announced an innovative service designed to enhance bond investment practices. Starting October 2, 2025, the DWM Bond Navigator will provide comprehensive support and tools specifically tailored for bond investments via the Digital Wealth Manager (DWM) platform. This new service aims to address the increasing demand for bond investment solutions among independent financial advisors (IFAs) and insurance agencies utilizing DWM.

Background

The investment appetite for foreign bonds has surged, particularly due to Japan's relatively low-interest rates. The introduction of the new NISA (Nippon Individual Savings Account) system in 2024 has further ignited individual investors’ interest in portfolio diversification, including bonds alongside stocks and mutual funds.

However, many advisors face significant challenges when proposing bond investments:

• - High-level expertise and up-to-date market analysis are essential for overseas markets.
• - Personalized portfolio recommendations for clients require considerable time.
• - Efficient tools for global market investment decisions are currently lacking.

In response to these challenges, SmartPlus has developed the DWM Bond Navigator. This aim is to enable businesses utilizing DWM to offer superior bond investment services, overcoming the hurdles in providing these services to their clients.

Overview of DWM Bond Navigator

DWM Bond Navigator is a specialized service that supports various aspects of bond investment including information gathering, analysis, and proposal generation. By employing the latest AI technologies combined with SmartPlus’s financial expertise, this service makes advanced support previously only available to large institutions accessible to all DWM users.

Key Feature 1: Regular Distribution of Expert Bond Reports

SmartPlus's team of analysts will provide bi-weekly reports analyzing the dynamics of foreign markets. Key contents of these reports include:

• - Analysis of monetary policies from key countries, including the US, and their market implications.
• - Identification of investment opportunities based on foreign interest rate trends and exchange rates.
• - Detailed analyses of notable bonds, including assessments of credit and interest rate risks.
• - Investment strategies categorized by sector and rating.
• - Market trends and future outlooks.

These reports will be delivered directly to DWM users, serving as valuable resources for client communication and investment proposals, thus aiding in enhancing the expertise and added value provided to clients by advisors.

Key Feature 2: Bond Portfolio Diagnostic Function

This cutting-edge function leverages advanced AI and rich market data to analyze clients’ bond portfolios from multiple angles. By processing vast amounts of data simultaneously—previously a daunting task for human analysts—it offers precise and objective diagnostics.

Diagnostic Criteria:

• - Evaluation of risk diversification by issuer, industry, region, rating, and maturity.
• - Discovery of revenue opportunities based on current market landscapes.
• - Liquidity risk assessments based on trading volume and market circulation.
• - Calculation of interest rate risk through duration analysis.
• - Exchange risk evaluation based on currency exposure and fluctuations.

Based on diagnostic results, automatic recommendations will be generated including:

• - Suggested buy and sell securities.
• - Optimized portfolio strategies.
• - Specific transaction recommendations for risk reduction.

This allows DWM users to efficiently prepare proposals for their clients.

Value Offered to DWM Users

1. Enhanced Efficiency: With access to specialized reports and AI-powered diagnostic functions, the time for bond portfolio analysis can be significantly reduced, allowing advisors to allocate more time to client consultations.
2. Strengthened Proposal Capabilities: Utilizing expert analyses and objective AI diagnostics, advisors can present more convincing proposals to their clients.
3. Expanded Revenue Opportunities: The service increases the likelihood of offering bond investment opportunities, facilitating comprehensive asset management services encompassing bonds, mutual funds, and stocks, which could raise client spending.
4. Competitive Differentiation: Smaller firms can now offer high-level bond investment services, leveraging DWM Bond Navigator to distinguish themselves from competitors.

Future Directions

Moving forward, SmartPlus plans to strengthen its partnership strategy targeting IFA service providers. A particular focus will be on collaborating with firms like North Star Advisory that cater to affluent individuals and executive-level clients to proliferate high-quality asset management services through DWM.

About Digital Wealth Manager+

DWM is SmartPlus’s proprietary securities trading platform that enables intermediaries to swiftly and easily establish and provide branded securities services. Firms can create discretionary investment management services leveraging their unique strategies, augmented by the pre-installed active investment management service for US and Japanese stocks—+Alpha—alongside key functionalities for trading selected mutual funds and bonds. Users can tailor the platform according to their specific needs and commence services in as little as two weeks post-contract. For more details on DWM+, visit DWM+ Information.

Conclusion

With DWM Bond Navigator, SmartPlus continues to pave the way for innovative financial services in Japan, showcasing its commitment to improving the efficiency and effectiveness of bond investment strategies among financial advisors and their clients, and ultimately enabling a more dynamic investment landscape.