#Japan #Tokyo #SBI Securities #iDeCo #e-iDeCo

SBI Securities Unveils e-iDeCo: The Future of iDeCo Management

In a groundbreaking move expected to redefine the landscape of personal pension management in Japan, SBI Securities has announced the launch of its new online application service, e-iDeCo. Slated to commence on October 20, 2025, this innovative platform will allow users to manage various changes to their iDeCo (individual retirement accounts) without the need for cumbersome paperwork, marking a significant first in the industry.

The New Era of Online Pension Management

Until now, managing modifications post-enrollment into iDeCo required individuals to submit written requests for changes in their personal information or contribution amounts. However, the introduction of e-iDeCo will utilize public personal authentication through My Number cards, allowing users to conveniently apply for updates online. These include changes to names, addresses, and contribution amounts, streamlining the entire process.

Users will be able to access the e-iDeCo service via the SBI Securities website, navigating to the ‘Other Products > iDeCo > Various Application and Change Procedures > e-iDeCo Service’ section. Completing the initial user registration through the My Portal and creating an e-private mailbox account will activate access to this valuable service.

Continuous Innovation in Service

SBI Securities has been at the forefront of promoting the iDeCo framework since its roll-out in January 2005, consistently enhancing services to facilitate asset accumulation for its customers. Recent updates include the launch of an ‘Account Linking’ service in January 2023 that integrates the iDeCo enrollment platform with the comprehensive securities account, followed by the introduction of the simulation tool ‘DC Doctor’ in July. By December of the same year, a facelift was given to the web form for iDeCo applications, ensuring a user-friendly experience.

In September 2025, the iDeCo balance will also be incorporated into the asset management interface of the ‘My Assets’ section, further aiding customers in managing their investments more effectively.

The result of these ongoing enhancements is noteworthy. As of July 2025, the accumulated assets in iDeCo have surpassed 2 trillion yen. With over 1.12 million accounts, SBI Securities has established itself as the leading provider in this space, reflecting the growing trust and reliance of customers on its services.

Meeting Customer Expectations

SBI Securities remains dedicated to meeting the evolving needs of its users, promising to continue enhancing the iDeCo experience under the slogan, “If you’re doing iDeCo, choose SBI Securities!” This commitment to innovation and customer satisfaction positions the company as a leader in the financial products sector.

As the industry shifts towards digital solutions, the introduction of e-iDeCo is a pivotal step in not only simplifying the management of personal pensions but ultimately supporting individuals in their journey towards financial security in retirement.

By employing cutting-edge technology and user-friendly interfaces, SBI Securities aims to empower more individuals to take charge of their pension savings with confidence.

Financial Information Disclaimer

The services offered by SBI Securities include no account opening and management fees for comprehensive securities accounts. However, individual products may entail specific fees and expenses, and all investments carry inherent risks due to market fluctuations. Detailed information regarding these fees and potential risks can be reviewed on the SBI Securities website and within provided financial documents, ensuring that investors make informed decisions.