#United States #California #Centene Corporation #Health Insurance #Ambetter Health Net

Affordable Health Insurance Assistance in California for 2026

In a significant move aimed at enhancing healthcare accessibility, Ambetter from Health Net is set to introduce affordable health insurance plans for California residents in 2026. Known for catering to the needs of under-insured and uninsured families, Health Net's parent company, Centene Corporation, underscores its commitment to quality care by launching dedicated initiatives in ten counties across the state.

The crucial open enrollment period kicks off on November 1, 2025, extending through January 31, 2026. Residents are encouraged to enroll by December 15, 2025, to ensure their coverage starts on January 1, 2026. Brian Ternan, the CEO of Health Net, expressed that accessibility to affordable healthcare is a fundamental right, stating, "At Health Net, we believe everyone deserves affordable, high-quality care close to home."

Coverage Areas and Benefits

Ambetter from Health Net will profoundly impact communities in ten specific counties, which proudly represent about 60% of California’s population. The list includes:

• - Imperial (HMO only)
• - Kern (HMO only)
• - Los Angeles
• - Orange
• - Placer (PPO only)
• - Riverside
• - Sacramento (PPO only)
• - San Bernardino
• - San Diego
• - Yolo (PPO only)

Note that Placer, Kern, Riverside, and San Bernardino have partial coverage.

Ambetter's health insurance plans encompass essential health benefits, covering preventive and wellness services, maternity and newborn care, pediatric services, mental health services, hospitalization needs, and prescription drug coverage. Members will also have access to adult dental and vision care through certain plans directly available via Health Net.

Online Enrollment Made Easy

Health Net has streamlined the process for prospective members. Via the Ambetter from Health Net website, they can effortlessly explore coverage options, assess eligibility for financial subsidies, and enroll directly in their desired health plans—all within a single platform. This aspect of the service promotes not only accessibility but also transparency in choosing health insurance suitable for individual needs.

My Health Pays Rewards Program

To further incentivize healthy living, members of Ambetter from Health Net aged 18 and older can take part in the innovative My Health Pays® rewards program. In 2026, participants can earn up to $572 annually through engagement in wellness activities and utilizing the points at the My Health Pays® Online Rewards Store. These earnings can be directed toward utilities, transportation, education, and child care, although it's essential to note that funds cannot be leveraged for health premiums or cost shares.

This unique rewards initiative highlights Health Net's dedication to fostering healthier communities while offering practical support for everyday expenses.

Utilizing Telehealth Services

Members will also benefit from convenient telehealth options through Teladoc, where they can connect with licensed healthcare providers on issues such as flu, skin conditions, ear infections, and more, enabling them to receive medical attention without leaving the comfort of their home. This adds a level of convenience that modern families greatly appreciate, especially amid ongoing health concerns.

Conclusion

As California embarks on this journey into 2026, Ambetter from Health Net stands at the forefront, championing the cause of health equity and affordability. The launch of these plans signifies a meaningful step in making essential health services available to those who need them the most. For more details or to enroll, residents are urged to visit ambetterhealth.com/en/ca.

Ambetter from Health Net continues to pave the way for inclusive community health initiatives, ensuring that quality healthcare is not just a privilege but a reality for many. By providing tailored benefits and straightforward access to care, they aim to build healthier futures across California.