#USA #Inc. #Kansas City #NASB Financial #Net Income

NASB Financial, Inc. Reports Strong Financial Results for Q4 2025

On February 4, 2026, NASB Financial, Inc. (OTCQX: NASB) released its financial results for the quarter ending December 31, 2025. The Company demonstrated impressive financial health, revealing a net income of $8.3 million, equating to $1.15 per share. This represents a growth from the previous quarter's net income of $8.1 million, or $1.12 per share. When compared year-over-year, the income for the same period last year was slightly lower at $8.0 million, or $1.10 per share.

NASB Financial operates as a unitary thrift holding company for North American Savings Bank, F.S.B. (NASB), which has been dedicated to meeting the financial needs of its customers since its establishment in 1927. Based in the Kansas City metropolitan area, NASB has been a trusted provider of various personal banking and lending services. The institution offers competitive mortgage options for both residential and commercial properties across the nation while maintaining the reliability of a Federal institution.

Financial Highlights

In the report, NASB Financial detailed several key financial metrics, showcasing its robust performance:

• - Net Interest Income: Across the latest quarter, the Company reported a net interest income of $20.96 million. This was slightly lower than the previous quarter's $21.16 million but significantly higher than the $19.56 million reported a year prior.
• - Non-Interest Income: NASB recorded non-interest income of $1.889 million for Q4 2025, down from $2.065 million in Q3 2025 and $3.124 million in Q4 2024.
• - Expenses: The bank’s non-interest expenses were logged at $11.844 million, a decrease from the previous quarter but an increase from the same quarter in 2024.
• - Income Tax Expense: This was reported at $2.707 million, consistent with the upward trend from previous quarters.
• - Total Assets: The overall assets have seen significant growth, totaling approximately $2.966 billion, marking an increase from the previous quarter’s $2.933 billion. This is an encouraging sign of the Firm's financial resilience and growth trajectory.

Shareholder Value

In terms of shareholder returns, NASB Financial provided an update on its stock performance and dividends. The book value per share rose to $60.36 from $59.78 in Q3. The earnings per share also reflected an upward trend at $1.15, compared to $1.12 and $1.10 in the prior quarters. During this quarter, the Firm declared cash dividends of $0.35 per share, continuing its commitment to returning value to shareholders.

The return on assets ratio stands strong at 1.13%, while the return on equity is at 7.65%. These figures indicate NASB's ability to utilize its equity efficiently and effectively to generate profit.

Looking Ahead

NASB Financial, Inc. continues to position itself strategically within the retail banking sector, focusing on growth and customer satisfaction. As it persists in providing exceptional financial services tailored to the needs of its customers, NASB remains an impactful player in the Kansas City area and beyond.

For more information on NASB Financial's comprehensive range of services and to stay updated with future financial reports, potential investors and customers alike can visit nasb.com.