#Ping An Insurance #road safety #Traffic Lights

Ping An's Revolutionary Road Safety Initiative

In September 2026, Ping An Insurance (Group) Company of China, Ltd., proudly presented its latest achievement: the "Traffic Lights" Road Safety Risk Mitigation Public Welfare Program Report. This groundbreaking report illustrates how Ping An is transforming traditional insurance models into proactive public safety strategies through innovative use of technology.

A Shift in Insurance Philosophy

Traditionally, insurance has been reactive, often stepping in only after an accident occurs and providing compensation to victims. However, Ping An is changing this paradigm. With the advancement of big data and artificial intelligence (AI), they have begun to shift focus from post-accident compensation to pre-accident prevention. The aim is to create a new framework of public safety governance that collaborates insurance services with technological advancements and social welfare.

Launched in July 2025, the Traffic Lights program's goal is to enhance safety on some of the most hazardous roads in China. This nationwide initiative employs Ping An's proprietary intelligent risk management platform, which synthesizes extensive historical claims data, identifies traffic accident blackspots, and integrates current weather conditions to pinpoint high-risk areas on the road. By establishing close partnerships with traffic management authorities, Ping An has developed a governance structure that spans risk identification, prediction, intervention, and evaluation.

Program Achievements and Impact

As of August 2026, the program's impact has been profound. It has expanded across all 31 provinces, municipalities, and autonomous regions in China, leading to tangible improvements in road safety. Some of the most notable accomplishments include:

• - The upgrade of over 4,900 high-risk road sections aimed at lowering accident rates.
• - The donation and installation of more than 50,000 safety tools, including intelligent traffic lights, flashing warning signals, and speed bumps.
• - The facilitation of over 2,500 road safety education campaigns, reaching nearly 690 million individuals collectively.

Proactive Measures During Peak Travel Times

During critical travel periods, such as the Spring Festival and International Labor Day, Ping An took further steps to mitigate risks posed by challenging weather conditions. For example, in Guizhou Province, they installed 224 IoT-enabled micro-meteorological stations along 56 of the most vulnerable roadways, allowing for real-time monitoring and alerts. This proactive measure ensures timely action is taken, such as issuing warnings, removing ice, and controlling traffic as necessary.

Additionally, Ping An introduced drone patrols in Hunan Province, utilizing advanced navigation systems and night-visibility technologies for efficient monitoring of highways. This enables rapid response capabilities that help to prevent secondary accidents in case of incidents.

Remarkable Results and Findings

The impact of these strategies has been significant. Data shows that during the 2026 Spring Festival and International Labor Day holidays, the number of traffic claims at 1,620 critical intersections managed by Ping An dropped dramatically—by 50.4% and 32.1%, respectively. Furthermore, the average loss incurred per claim decreased by 19.3% and 20.4%, indicating not only fewer accidents but also less severe consequences.

Looking Forward: Building a Resilient Future

Ping An envisions the