Aozora Bank Partners with Aeon Fantasy for Positive Impact Financing Initiative

Aozora Bank has officially entered into a Positive Impact Finance (PIF) agreement with Aeon Fantasy Inc., a leading company based in Chiba, Japan. This partnership marks a significant step towards sustainable finance practices that consider the environmental, social, and economic impacts of corporate activities. Under this agreement, which adheres to the Aozora ESG Framework Loan, both entities aim to foster positive change through targeted financial support.

Understanding Positive Impact Finance

Positive Impact Finance refers to financial methods that adhere to the principles established by the United Nations Environment Programme – Finance Initiative (UNEP FI). The core objective of PIF is to assess the comprehensive impacts of corporate activities, determining how these can generate positive outcomes while mitigating negative effects. This financing initiative seeks to promote ongoing support focused on expanding positive impacts and reducing adverse ones.

The Aozora ESG Framework Loan

The Aozora ESG Framework Loan represents an innovative financial product provided by Aozora Bank. On June 1, 2022, the bank received a second opinion from the Rating and Investment Information, Inc. (R&I), confirming that it aligns with international principles promoting sustainable practices. This confirms Aozora Bank's commitment to facilitating loans for businesses that prioritize sustainability.

Furthermore, on June 1, 2023, Aozora Bank obtained another second opinion regarding the applicability of its PIF evaluation system, ensuring it aligns with the established PIF principles. Aeon Fantasy's adherence to key performance indicators (KPIs) related to the PIF principles has been verified by Aozora Bank, ensuring a clear framework for success.

Details of the Financing Agreement

1. Execution Date: August 31, 2026
2. Loan Amount: 1 billion yen
3. Loan Period: 5 years
4. Use of Funds: Business capital

Aeon Fantasy's Commitment to Sustainability

With the vision of nurturing children's dreams and building a world filled with smiles, Aeon Fantasy aims to contribute to a sustainable society while enhancing corporate value. The company formulated a “Sustainability Policy” in April 2022, outlining its commitment to social responsibility and sustainable development goals (SDGs).

In implementing this financing agreement, Aeon Fantasy has emphasized its sustainability vision and materiality—core issues that guide its business activities. This effort was evaluated by Aozora Bank, leading to the establishment of specific KPIs that align with the goals of the PIF initiative.

Goals and KPIs for Positive Impact Finance

The detailed objectives and KPIs set by Aeon Fantasy in the context of the PIF will further the cause of responsible business practices and sustained environmental stewardship. These benchmarks aim to ensure that the financing not only supports corporate growth but also tangibly contributes to the greater good of society.

In conclusion, the collaboration between Aozora Bank and Aeon Fantasy encapsulates a significant movement towards positive business practices. This partnership serves as a model for other organizations looking to prioritize sustainability and societal impact through innovative financial solutions.