#United States #Third Coast Bank #Texas Banking #Keystone Bank #Humble, Texas

Third Coast Bancshares and Keystone Bancshares Merger

On February 1, 2026, Third Coast Bancshares, Inc. successfully merged with Keystone Bancshares, Inc., resulting in a combined entity that boasts total assets exceeding $6 billion. This strategic move signifies a substantial expansion for Third Coast Bancshares, now poised to strengthen its presence in Texas banking markets.

Key Developments in the Merger

With the merger now finalized, Third Coast plans to integrate Keystone Bank into its operations. Customers of Keystone Bank will continue to access their services via existing channels—branch locations, website, and mobile applications—until a planned conversion later this summer. This thorough integration process aims to ensure a seamless transition for clients.

Jeff Wilkinson, the former Chairman and CEO of Keystone Bancshares, will now contribute his expertise to Third Coast as a board member while also taking on the role of Chairman for the Austin market of Third Coast Bank. Similarly, Bryan St. George, previously Keystone Bank's President, is set to lead Commercial Services at Third Coast Bank, thus retaining valuable leadership within the organization.

Operational Reach and Branch Expansion

Headquartered in Humble, Texas, Third Coast Bank operates across 19 locations in major Texas cities, including significant hubs like Austin, Dallas, and Houston. The merger introduces three additional branches from Keystone Bank—two situated in Austin and another in Ballinger—further amplifying Third Coast's service coverage.

This merger marks an outstanding opportunity for growth, reflecting Third Coast’s commitment to enhancing the banking experience for all customers. As operations are streamlined, attention remains focused on delivering top-notch service while broadening the bank's footprint within each community.

About Third Coast Bancshares, Inc.

Third Coast Bancshares has established itself as a dynamic banking entity since its inception in 2008, managing a diverse portfolio geared towards the needs of Texas markets. Their approach emphasizes providing tailored banking solutions primarily through their beloved subsidiary, Third Coast Bank.

Keystone Bancshares Overview

Founded in 2018 as the parent company of Keystone Bank, Keystone Bancshares has positioned itself as part of Texas's robust banking landscape, focusing on small business and real estate financing. Its commitment to customer service is evident in its client-centered approach and active community engagement in the regions it serves.

Moving Forward

As both banks embark on this new chapter, both the management and customers have expressed optimism regarding the benefits this merger will bring. The combination not only enhances the financial strength of Third Coast but also expands opportunities for community engagement and service enhancements.

In summary, this merger reflects a significant step in the evolution of Third Coast Bancshares and positions it for future growth in the competitive landscape of the Texas banking sector. For further updates and detailed information regarding the transition, interested parties and customers can visit Third Coast Bank's website.