#United States #Q3 2025 #Uwharrie Capital #Uwharrie Bank #Albemarle

Uwharrie Capital Corp Third Quarter 2025 Earnings Report

Uwharrie Capital Corp, traded on OTCQX under the ticker symbol UWHR, along with its subsidiary Uwharrie Bank, has released its earnings information for the third quarter of 2025. The company reported consolidated total assets reaching an impressive $1.22 billion as of September 30, 2025, marking an increase from $1.13 billion at the end of 2024.

The financial performance for the nine months concluded on September 30, 2025, showed a net income of $8.3 million, which reflects a growth when compared to $7.6 million for the same period the previous year. For the common shareholders, the net income available stands at $7.8 million or $1.08 per share, an increase from $7.2 million or $0.97 per share during the previous year’s same nine-month period.

While the quarterly income for the three-month span ending on September 30, 2025, was reported at $2.9 million, slightly lower than $3.0 million from the same quarter last year. The net income available to common shareholders dropped to $2.7 million or $0.38 per share compared to $2.9 million or $0.39 per share in Q3 of 2024.

In a notable announcement, the Board of Directors has approved a 3% stock dividend that will be awarded to common stock shareholders on December 1, 2025. This dividend is subject to adjustments to the previously reported earnings per share to account for the new shares issued from this declaration.

Eligible shareholders, with a record date of November 10, 2025, will receive this dividend electronically via book-entry, eliminating the need for physical stock certificates. Those holding shares in brokerage accounts will have shares credited directly to their accounts, while fractional share payments will also be processed as necessary. Only complete shares of stock will be issued, and any fractions will correspondingly result in a check or electronic deposit for the remaining amount.

About Uwharrie Capital Corp

Uwharrie Capital Corp provides a comprehensive scope of financial services through its subsidiaries Uwharrie Bank and Uwharrie Investment Advisors. Located in Albemarle, North Carolina, the firm emphasizes its commitment to delivering tailor-made solutions for personal and commercial financing needs. For more information about Uwharrie Capital Corp, prospective clients and investors can visit their official website at www.Uwharrie.com or reach out directly at 704-982-4415.

This ongoing growth reflects Uwharrie Capital Corp's robust positioning in the financial services sector, and stakeholders will be eagerly awaiting further developments as the company continues to expand its services and pursue profitability.