#USA #Union Home Mortgage #Strongsville #Non-QM Lending #AmeriTrust

Union Home Mortgage Acquires AmeriTrust Mortgage Corporation's Origination Assets

In a significant move within the mortgage banking industry, Union Home Mortgage (UHM) has announced its acquisition of the origination assets of AmeriTrust Mortgage Corporation. This strategic acquisition, reported on July 21, 2026, is set to enhance Union Home Mortgage's capabilities in wholesale and non-qualified mortgage (non-QM) lending, positioning it as a formidable player in the third-party origination market. Currently ranked as the No. 7 wholesale lender in the United States, this acquisition is anticipated to further accelerate UHM's momentum.

Strategic Fit and Growth Potential

The CEO of Union Home Mortgage, Bill Cosgrove, expressed excitement at welcoming AmeriTrust’s talented mortgage professionals into the UHM family. He emphasized that the cultural alignment between the two entities would create a seamless integration. "We are confident that AmeriTrust is an excellent fit for our world-class culture and look forward to welcoming their partners to our mantra of 'Promises Kept,'" Cosgrove remarked.

Union Home Mortgage will be receiving all existing retail branches, wholesale broker relationships, and sales channels from AmeriTrust as part of this deal. AmeriTrust Mortgage is notably recognized for its specialization in non-QM lending, catering to non-traditional borrowers such as self-employed individuals and real estate investors. This addition to UHM's portfolio is projected to significantly bolster its operations in non-QM lending, tapping into a growing market segment that presents various opportunities.

A Rocket Ship of Growth

Chad Schoep, President of AmeriTrust Mortgage, shared his enthusiasm regarding this new partnership, noting that AmeriTrust has experienced an explosive growth trajectory over the last three years. "They have the fuel for our rocket ship that we have built over the last few years," Schoep said of UHM, highlighting the potential for collaborative growth that the merger presents.

The acquisition is part of a broader trend for Union Home Mortgage, which has steadily expanded through several acquisitions, including the notable purchases of Sierra Pacific Mortgage and Nations Reliable Lending in 2025. Through this latest acquisition, UHM is poised to achieve an impressive annual run rate of $20 billion.

Shared Values and Cultural Alignment

Both Union Home Mortgage and AmeriTrust prioritize a strong company culture, sharing core values such as integrity, transparency, and fostering lifetime partnerships. Their mutual commitment to excellence has been recognized through various accolades; both organizations have been designated as Top Mortgage Lenders by the Scotsman Guide. Furthermore, UHM has enjoyed a reputation as a Top Workplace recognized by USA Today for six consecutive years, alongside being recognized as a Top Workplace in Northeast Ohio by Cleveland.com and the Plain Dealer for twelve years in a row.

About Union Home Mortgage

Union Home Mortgage Corporation (UHM) is a rapidly growing, full-service independent mortgage banking company with a vast network of branches across the United States in 48 states and Washington, D.C. Known for offering a comprehensive suite of services, UHM functions not only as a lender but also as an in-house loan servicer renowned for its outstanding customer service, facilitated by high-touch communication technology. As a privately held family business, UHM prides itself on a collaborative culture that stands apart in the mortgage industry. The Code of Conduct emphasizes respect, open communication, and accountability, leading to high customer retention and satisfaction rates. The firm's accolades, including recognition as one of USA Today’s Top Workplaces and a 12-Year Northeast Ohio Top Workplace, further reinforce its commitment to excellence.

The acquisition of AmeriTrust Mortgage is expected to greatly benefit both organizations and their clients, paving the way for a stronger future in the lending landscape.