#Japan #Tokyo #SBI Securities #au Jibun Bank #Real-Time Deposit

Introduction

In a move to enhance customer experience and streamline asset management, SBI Securities and au Jibun Bank have announced the launch of a brand new service called "au Jibun Bank Real-Time Deposit." Starting on September 19, 2025, this innovative service will allow users to deposit funds into their SBI Securities accounts instantly and without any fees.

What is au Jibun Bank Real-Time Deposit?

The "au Jibun Bank Real-Time Deposit" service enables customers to register their au Jibun Bank account as a transfer account on the SBI Securities website. Once registered, customers can initiate deposits to their SBI Securities integrated accounts with just a few clicks, significantly improving the convenience of transferring funds. This service aligns perfectly with the financial needs of modern investors seeking swift and hassle-free transactions.

Benefits of the New Service

Alongside the introduction of the real-time deposit service, au Jibun Bank has announced a special interest rate upgrade as part of its ongoing promotional efforts. Customers using the new service will benefit from registered savings accounts earning an additional 0.10% interest, effectively increasing the pre-tax interest rate to 0.31%. When specific conditions for the "Grouped Interest Advantage" and "au Money Active Interest Advantage" are met, customers will enjoy maximum rates of up to 0.51% (pre-tax). This added financial incentive exemplifies the commitment of both institutions to foster better investment opportunities for their clients.

Future Offerings

Starting in October 2025, SBI Securities will also roll out a financial intermediary service, allowing customers to open SBI Securities accounts through the au Jibun Bank website. This collaboration aims to streamline the account opening process, making it easier than ever for customers to tap into a broader range of financial products. To celebrate the launch of these new services, SBI Securities and au Jibun Bank are expected to introduce a campaign, with further details to be announced shortly.

Company Background

SBI Securities operates as a core entity within the SBI Group, emphasizing a customer-centric approach in its business philosophy. The company supports asset formation through an extensive product lineup and high-quality service. On the other hand, au Jibun Bank promotes digital financial solutions as part of the au Financial Group, prioritizing customer perspectives to exceed expectations in their financial services.

Summary of au Jibun Bank Real-Time Deposit

Eligibility

• - Must hold both SBI Securities account and au Jibun Bank regular savings account.

Fees

• - The service is completely free of charge.

Availability

• - 24 hours a day, except during scheduled maintenance by SBI Securities and au Jibun Bank.

Immediate Fund Reflection

• - Deposits will reflect immediately in the purchasing power of the user's account.

Compatible Devices

• - Service is accessible via computers, smartphones, and tablets.

How to Start Using the Service

• - Customers can register their au Jibun Bank regular savings account as a transfer account directly from the SBI Securities website, with immediate access once registration is complete.

Grouped Interest Advantage

Overview

The "Grouped Interest Advantage" program allows additional interest to be added to regular savings when certain criteria are met.

Benefits Include:

1. Linking with au PAY earns an additional 0.05% (pre-tax).
2. Utilizing au PAY Card for payments also adds another 0.05% (pre-tax).
3. Coupling with SBI Securities or Mitsubishi UFJ e-Smart Securities offers yet another added 0.10% (pre-tax).

This comprehensive interest strategy aims to boost customer savings and encourage engagement with both banking services and investment opportunities. The au Jibun Bank website details further on how to maximize these benefits.

In conclusion, this new collaboration between SBI Securities and au Jibun Bank marks a significant advancement in the digital banking and investment landscape, ensuring that customers are equipped with the tools necessary for effective asset management.