#USA #New York #Income Protection #MIC Global #MiStudio

MIC Global Launches MiStudio for Streamlined Testing of Income Protection Products

On September 30, 2026, MIC Global, a leading digital insurance company, officially launched its innovative platform, MiStudio, designed to assist distribution partners in testing and embedding income protection solutions seamlessly. This platform offers essential tools like live APIs, a practical sandbox, and user-friendly white-label claims portals, all accessible at mistudio.micglobal.com.

What is MiStudio?

MiStudio stands as a robust hub for partners seeking to efficiently incorporate MIC Global's products into their offerings. The platform currently features four key products: Involuntary Loss of Employment, Short-Term Rental Income Protection, Accident & Sickness, and Service Guarantee. Each product is not only priced and underwritten but also prepared for immediate deployment with comprehensive API documentation available.

Key Features of MiStudio

• - Self-Service Access: Distribution partners can register using their work email address, after which MIC Global promptly returns a non-disclosure agreement (NDA) within one business day. This enables the automatic generation of API credentials, allowing partners to enroll test customers and submit claims for evaluation.
• - Live API Integration: MiStudio allows users to call live APIs, facilitating authentication, plan enrollments, state-level pricing, claims processing, and optional Stripe payments. The API documentation adheres to OpenAPI 3.0 standards and integrates effortlessly with established CRM systems like Salesforce and HubSpot.
• - End-to-End Testing: Partners can run complete processes from enrollment to claims management in the sandbox environment, ensuring that products are thoroughly tested before going live in the dedicated User Acceptance Testing (UAT) environment.
• - Branded Claims Portal: A distinctive feature of MiStudio is its white-label claims portal, which allows partners to tailor the claims process to their branding, giving customers a personalized experience as they submit documents and receive updates on their claims in real time.

The Products Available at Launch

The MiStudio platform is unveiled with four innovative products created in MIC Global's Product Kitchen:
1. Involuntary Loss of Employment: This product delivers a support payment to permanent, full-time W-2 employees who suddenly lose their job due to events such as restructuring or business closure. Payments can be offered as a lump sum or distributed over three months.
2. Short-Term Rental Income Protection: This insurance is designed for hosts and property managers, offering coverage if a property is taken offline due to extreme weather events or if a confirmed booking cannot be rebooked.
3. Accident & Sickness: This product offers payouts for severe outcomes, including daily income support during hospital stays or recovery periods, extending coverage to immediate family members.
4. Service Guarantee: This assurance protects a platform's commitments to its customers, covering guaranteed outcomes like rent or parcel delivery, helping maintain customer loyalty and satisfaction.

MIC Global’s Approach to Product Development

Every product on MiStudio originates from a clear understanding of the partners' business challenges. MIC Global collaborates directly with partners to pinpoint their needs and design specific solutions. The journey begins by identifying the core issues faced by partners—be it maintaining customer payments through uninsured job losses or addressing the income gaps their customers experience during unforeseen circumstances.

How Does MiStudio Work in Practice?

The MiStudio model emphasizes not only providing products directly to partners but also empowering them to understand and test these products thoroughly. With MiStudio, a partner can engage directly with a product's claims process and pricing in a real-world sandbox setting, offering concrete evidence to make informed business decisions.

Conclusion: The Future of Embedded Insurance

With MiStudio live and ready for use in the United States, MIC Global continues to lead in the embedded insurance sector, developing solutions that adapt to the evolving needs of modern industries. By focusing on the gaps in income protection and tailoring products for real-world application, MIC Global is better positioned to serve a diverse range of partners across various domains, including banks, fintechs, mobility platforms, and beyond. Learn more about MiStudio and its offerings by visiting mistudio.micglobal.com.