Bank7 Corp. Delivers Solid Q3 2025 Earnings Report Highlights

On October 15, 2025, Bank7 Corp. (NASDAQ: BSVN), the parent company of Bank7 headquartered in Oklahoma City, announced its unaudited financial results for the third quarter ending September 30, 2025. This quarterly report demonstrates the company's ability to navigate a challenging economic environment while maintaining a strong performance across key financial metrics.

In this quarter, Bank7 Corp. reported a net income of $10.8 million, slightly down from $11.1 million in the previous quarter, marking a decrease of 2.35%. The earnings per share (EPS) also saw a decline, coming in at $1.13, down from $1.16, which reflects a 2.59% drop. Despite these decreases, the company experienced a positive trend in assets and loans, boasting a total asset growth of 3% to reach $1.9 billion and a 2.46% rise in loans totaling $1.5 billion.

The report highlights a significant increase in pre-provision pre-tax earnings (PPE), totaling $14.9 million, which is a modest gain of 1.29% from the previous quarter’s PPE of $14.7 million. Total interest income also increased by 6.09% to $33.7 million, reflecting the bank's effective management of its interest-earning assets in a fluctuating interest rate environment.

Thomas L. Travis, President and CEO of Bank7 Corp., expressed satisfaction with the quarter's results, stating, _“We are delighted to announce another solid quarter, evidenced by strong PPE from our properly matched balance sheet and a resilient core net interest margin. Our robust capital ratios, exceptional liquidity, and location in dynamic geographical markets position us for sustained growth in 2025.”_

Capital adequacy remains a significant focus for the institution. On September 30, 2025, Bank7’s capital ratios remained well above the regulatory minimums, marking it as a well-capitalized institution. The Tier 1 leverage ratio stood at 12.71%, Tier 1 risk-based capital ratio at 14.23%, and the total risk-based capital ratio at 15.44%. These figures assure stakeholders of the company's financial robustness and regulatory compliance.

Moreover, it's worth noting that both Bank7 and its parent company maintain capital levels significantly above the minimum thresholds required by regulators. Such a position not only underscores operational strength but also enhances the ability to withstand adverse economic conditions.

In terms of financial stability, Bank7's effective asset management is evidenced by an increase in total deposits which reached $1.6 billion, rising from $1.5 billion in the previous quarter. This growth in deposits showcases customer trust and confidence in Bank7’s service offerings, which include deposit and loan products tailored for business owners and entrepreneurs in their operational landscape.

The bank's focus on targeted growth strategies includes plans to organically expand its branch network while also pursuing potential strategic acquisitions to enhance its market presence. The management’s outlook remains optimistic as it leverages its strengths and adapts to market dynamics, aiming to enhance customer service and deliver shareholder value.

As a commitment to transparency, the company will hold a conference call on October 15, 2025, at 9:00 AM Central Standard Time, to discuss the third-quarter results in more detail. Interested participants can join the conference call through a dial-in number or listen to the live stream via the company's official website.

In conclusion, while Bank7 Corp. faced minor setbacks in net income and earnings per share, the overall performance metrics, especially concerning asset growth and capital ratios, signify a stable and forward-looking bank, poised for future growth in an evolving financial landscape.