#None #Army Exchange #CAC Holders #Military Benefits

Tax-Free Shopping for Civilian CAC Holders

The Army & Air Force Exchange Service (AAFES) has extended a unique shopping benefit for civilian employees working in the Department of War (DoW) and Coast Guard who possess a valid Common Access Card (CAC). Currently, these civilian personnel can shop tax-free at various AAFES stores, including Express locations, both in-person and online at ShopMyExchange.com.

This initiative began in 2021 to provide DoW and Coast Guard civilian CAC holders in the U.S. with access to exclusive military pricing and tax-free merchandise. As Air Force Chief Master Sgt. Angela Holden articulates, every purchase made contributes more than just individual savings; it bolsters essential Quality of Life programs that enhance military communities. This initiative not only acknowledges the civilians' service but actively supports the readiness of military personnel by fostering a stronger community environment.

To utilize the tax-free shopping privilege, civilians must ensure their CAC card is correctly categorized, showing "Civilian" affiliation, along with the associated agency or department labeled as either "DoW" or "DoD." Overall, there are minimal restrictions on the categories of items one can purchase, with the notable exception of military uniforms.

For retired DoW and Coast Guard civilians, online shopping is the only option available. It is noteworthy that the shopping privileges can differ for active personnel located outside the U.S. and its territories, governed by host-nation agreements.

How Shopping Benefits Enhance Military Life

Tamara Moser, a supervisory specialist in Morale, Welfare, and Recreation at Fort Rucker, cites convenience as the primary advantage of this shopping benefit. She explains, "The PX is right here on the installation," indicating how this accessibility enables her to save both time and effort. If she were to shop elsewhere, it would require additional travel—gaining access to goods swiftly allows her to return home uninterrupted, highlighting the practical benefits for everyday life.

CAC holders also have the option to apply for a MILITARY STAR® card, offering low APR rates among unsecured retail cards, as per Bankrate's 2025 Retail Cards Study. Notably, this card does not impose late or annual fees and provides exclusive discounts, such as:

• - 10% off at participating Exchange restaurants
• - 5 cents off per gallon of fuel at Express locations
• - Free shipping on orders from ShopMyExchange.com

For a detailed look at the MILITARY STAR card benefits, visit this link.

Additionally, authorized shoppers, including CAC holders, are eligible to participate in year-round exchange sweepstakes. In 2025, military community participants garnered over $500,000 in prizes, highlighting the program's successful engagement. More information on how to enter sweepstakes can be found at ShopMyExchange.com/sweepstakes.

Contribution to Military Communities

A vital aspect of the Exchange's operations is that 100% of its earnings are reinvested back into military communities. In 2025 alone, Exchange shoppers helped generate $307 million that fed into crucial Quality of Life programs, enriching the shopping experience for military families. Over the last decade, the Exchange has returned an impressive $2.4 billion to military communities, underscoring its mission to support those who serve.

Since its inception in 1895, the Army & Air Force Exchange Service has adapted to the needs of Soldiers, Airmen, Guardians, and their families, enhancing their quality of life through affordable goods and services. Today, the Exchange ranks as the 60th-largest retailer in the United States, continuously committed to supporting military personnel and their families.

For further information regarding this program and to stay updated on the Exchange's initiatives, visit ShopMyExchange.com or follow the Exchange on social media platforms.

This robust framework of shopping benefits not only symbolizes gratitude towards the service members but significantly enhances the community surrounding them, establishing a network of support that ensures their well-being and readiness.