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The Doctors Company Receives Positive Outlook from AM Best

On October 2, 2025, AM Best announced a significant update regarding The Doctors Company and its subsidiaries. The credit rating agency has upgraded the outlook for these entities from stable to positive, while also affirming their financial strength rating (FSR) as A (Excellent). Furthermore, their long-term issuer credit rating (ICR) has been rated at "a+". This upgrade is significant as it indicates The Doctors Company's ability to meet its ongoing financial commitments successfully.

Overview of The Doctors Company and Its Subsidiaries

The Doctors Company operates as an interinsurance exchange, and its overall group is known as the TDC Group. The group includes several key subsidiaries such as:

• - TDC National Assurance Company
• - TDC Specialty Insurance Company
• - TDC Special Risks Insurance Company
• - The Doctors Company Risk Retention Group
• - Hospitals Insurance Company, Inc.

Each of these entities plays a crucial role in providing insurance solutions tailored for healthcare professionals across various sectors. The A rating signifies that only select companies are granted such recognition for their exceptional capability to uphold insurance obligations.

Reflections from Leadership

Marco Vanderlaan, the Chief Financial Officer at The Doctors Company, expressed optimism regarding this positive outlook, stating that it reflects the company’s strength and stability. Vanderlaan emphasized that their financial robustness empowers them to assist healthcare professionals by navigating the complexities of the ever-evolving healthcare landscape. By doing so, they are better positioned to serve their members and insured individuals.

Future Aspirations with ProAssurance Acquisition

An exciting aspect of The Doctors Company’s journey is its upcoming acquisition of ProAssurance Corporation. This strategic move is anticipated to further enhance their already strong market presence. According to preliminary forecasts, the acquisition is expected to be finalized in the first half of 2026, pending standard closing conditions and regulatory approvals.

AM Best draws attention to The Doctors Company’s history of successfully acquiring and integrating other businesses, noting that this strategy has traditionally bolstered the group’s growth and stability.

Commitment to Healthcare Professionals

Founded by physicians, The Doctors Company is dedicated to supporting the medical community. With a focus on advancing, protecting, and rewarding excellence in medicine, they provide guidance and resources that help hospitals and practices manage the complexities that arise in today's healthcare environment. Their advocacy program is notable for providing coverage across all 50 states and at the federal level, establishing it as the only malpractice insurer meeting this broad requirement.

The Doctors Company is part of the TDC Group, recognized as the largest physician-owned provider of insurance and risk management solutions in the United States. Overall, TDC Group serves an impressive portfolio, including 119,000 healthcare professionals and organizations across the nation with more than $1 billion in annual revenue and assets totaling approximately $7.8 billion.

To keep abreast of industry trends and insights, healthcare professionals are encouraged to follow The Doctors Company’s updates on platforms like X, YouTube, LinkedIn, and Facebook.

In conclusion, the recent upgrade by AM Best underscores the positive trajectory aiming toward a stronger future for The Doctors Company and its subsidiaries, as they continue to transform healthcare insurance and risk management in the United States.