#United States #Cleveland #Pet Health #Embrace Pet Insurance #veterinary claims

Rising Pet Health Risks: A Deep Dive into Embrace's Q2 2025 Claims Data

In an alarming report, Embrace Pet Insurance has unveiled its Q2 2025 claims data, revealing significant increases in pet health issues, particularly connected to parasite-related illnesses and unexpected veterinary costs. With inflation continuing to be a pressing concern for American households, the role of pet insurance has never been more crucial for families seeking financial relief in tough times.

Significant Health Trends

This spring saw an unprecedented uptick in parasite-related health issues among pets, leading to a 210% spike in tick bites. In conjunction with this, conditions such as anaplasmosis, a serious tick-borne disease, increased by 143%. Other notable increases included a 142% rise in fractures and 140% in hookworm infections. Allergic conjunctivitis also surged by 138%. Dr. Liza Cahn, a veterinary consultant for Embrace, emphasized that these statistics reflect real challenges pet owners are facing. She noted, "As the weather warms and outdoor activities rise, pets are increasingly vulnerable to injuries and parasites, making preventive care essential."

Record Claims Costs

The Q2 data also highlighted a record-high for veterinary claims in 2025, with the most significant individual claim amounting to an astonishing $35,755. This claim was made for a mixed-breed dog suffering from diskospondylitis, a painful spinal infection that requires intensive treatment. Other high-profile claims included $30,327 for a French Bulldog diagnosed with Brachycephalic Obstructive Airway Syndrome (BOAS) and $29,515 for an American Cocker Spaniel with immune-mediated hemolytic anemia. The report noted that French Bulldogs continue to be a source of high average claims, averaging around $490 per claim, marking them as one of the breeds with the highest prevalence of allergies in Q2.

Laura Dunn, Senior Manager of Strategic Communications at Embrace, pointed out the emotional aspect behind every claim: "Each number tells a story of families striving to care for their beloved pets. These trends underline the growing importance of pets in our lives and the financial support that insurance can offer."

Breed and Condition Insights

Among the breeds that frequently featured in claims, Labrador Retrievers, Golden Retrievers, and French Bulldogs topped the list. Condition-specific highlights from the data indicated:

• - Labrador Retrievers had the highest number of claims related to arthritis.
• - Golden Retrievers were noted for the most skin mass claims.
• - French Bulldogs led in drama regarding allergies.

Moreover, some breeds like Samoyeds, Belgian Malinois, and Bull Terriers featured with the most expensive average claims, signaling a potential need for heightened health monitoring among these breeds.

Geographic Cost Insights

A regional breakdown of claims showed that the states with the highest average individual claim costs in Q2 were:

• - Washington, D.C.: $601
• - California: $546
• - Washington: $529
• - Nevada: $523
• - New York: $521

Higher claims in these areas can be attributed to elevated veterinary service costs and the proliferation of urban pet populations that require specialized care.

Addressing Routine Care Costs

In response to rising veterinary costs, 22% of all submitted claims in Q2 came from Embrace's Wellness Rewards program, a supplementary option that reimburses for routine pet care. With 27% of policyholders enrolled in this program, pet owners can potentially mitigate costs associated with routine check-ups, vaccinations, and dental care. Dr. Cahn remarked, "Implementing a wellness program can significantly ease the financial burden of preventive care, allowing pet owners to catch potential issues early, when treatment can be more manageable and affordable."

Conclusion

As the claims data from Embrace Pet Insurance indicates, the challenges surrounding pet health care are growing increasingly complex and expensive. With financial concerns impacting pet families across America, pet insurance emerges as a key factor in ensuring pets receive necessary medical attention. For more information about Embrace Pet Insurance and its offerings, visit the company’s website or contact customer support directly.