Richey May Launches Comprehensive Guide for Mortgage Lending Executives to Optimize Servicing Decisions

Richey May Unveils 'The Servicing Decision Volume 1'



Englewood, Colorado - On November 12, 2025, Richey May, a highly regarded accounting and advisory firm with over four decades of experience in the mortgage banking sector, announced the release of The Servicing Decision Volume 1. This extensive white paper is crafted to provide CEOs and executive leaders with critical insights on making informed, strategic decisions concerning loan servicing—offering a choice between in-house management and subservicing strategies that can boost profitability and foster strong customer relationships.

A Framework for Strategic Excellence



In the ever-evolving landscape of mortgage lending, the decisions surrounding servicing are pivotal. They not only influence financial outcomes but also shape the identity of the brand and the nature of borrower interactions. The Servicing Decision Volume 1 serves as a roadmap for aligning servicing operations with a company's unique identity, scale, and long-term goals. This guide aims to impart clarity and structure to executives, helping them make well-informed decisions with a clear understanding of the potential long-term ramifications.

It features insights from prominent mortgage industry experts, including Seth Sprague, CMB, and Mignonne Davis, AMP. The comprehensive guide addresses financial, operational, and regulatory considerations associated with various servicing models, analyzing the trade-offs between control, compliance, and scalability.

Key Components of the Guide



The white paper presents a range of actionable information including:
  • - A data-driven comparison between in-house servicing versus subservicing models.
  • - Specific challenges and considerations tailored to different lender types.
  • - A detailed outline of common pitfalls to avoid when transitioning between servicing models.
  • - An actionable five-point framework for evaluating future servicing strategies.

The commitment of Richey May to empower lenders to increase profitability while managing operational risks is evident throughout this guide. It intends to be not just an educational resource, but also a practical tool for executives navigating the complexities of the mortgage industry.

The First of Many Volumes



The Servicing Decision Volume 1 marks the beginning of a series aimed at deepening the understanding of servicing decisions within mortgage lending. Executives are encouraged to download this insightful resource, as it provides a timely opportunity to reassess and refine their servicing strategies in light of evolving industry dynamics.

You can download the guide immediately from Richey May's official website.

About Richey May



Richey May is a leading provider of assurance, tax, and advisory services, boasting over 40 years of experience catering to regulated industries and diverse markets. The firm is well-known for its dedication to client service and extensive industry expertise, delivering responsive local services across the nation through a comprehensive range of specialized financial and advisory solutions. To learn more, visit RicheyMay.com.

In summary, the release of The Servicing Decision Volume 1 is a significant contribution to the mortgage banking industry, equipping leaders with the knowledge and framework necessary to navigate their servicing decisions effectively and strategically.

Topics Financial Services & Investing)

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