Introduction
In an exciting development for the financial technology sector, CCI Group and Infcurion are set to launch the next-generation full cloud acquiring platform, "Axios," on April 30, 2026. This innovative platform, supported by Visa Worldwide Japan, is designed to revolutionize the way payment processing is handled by integrating a variety of payment methods, including the unique domestic stablecoin "Tochika". As businesses increasingly seek digital transformation and efficient payment solutions, Axios presents a dynamic answer to the evolving needs of the acquiring market.
The Need for Innovation
The global acquiring market is currently undergoing significant changes, driven by the expansion of e-commerce and advancements in digital transformation. The value of payment data that tracks the flow of funds for merchants has become paramount. Traditional acquirers are shifting from merely being fee-based companies to becoming software enterprises, reflecting the need for sophistication in payment processing systems.
Recent years have seen the rise of digital currencies and blockchain technology, requiring payment providers to swiftly adapt to new methods of transaction. However, existing systems have largely remained on-premise, presenting challenges with high costs and complex operational structures that can deter new entrants. To address these challenges, CCI Group and Infcurion have developed Axios, a flexible, full-cloud, multi-tenant acquiring platform that significantly lowers the entry barrier for businesses.
A New Dawn for Acquiring Businesses
The introduction of Axios marks a crucial turning point in the acquiring business, traditionally dominated by banks and card companies. By using a cloud-based architecture and allowing multiple companies to share resources, Axios reduces implementation and operational costs. Consequently, this accessible model empowers not just SaaS companies and marketplaces but also regional businesses with unique economic ecosystems to integrate payment solutions seamlessly into their services and explore the acquiring market.
Key Features of Axios
Axios positions itself with several standout features tailored to meet the diverse needs of businesses:
- - Low-Cost Implementation: Thanks to its full cloud structure, Axios minimizes initial investments and operational burdens, making it feasible for non-financial companies and regional businesses to adopt the platform.
- - Comprehensive Payment Management: Axios allows for integrated management of multiple payment methods ranging from international cards to debit cards, QR payments, and the Tochika stablecoin. This ensures smooth transactions for both merchants and customers, facilitating an omnichannel approach to payment acceptance.
- - Utilization of Visa Solutions: The platform leverages cutting-edge Visa technologies, including Visa Platform Connect, to ensure high availability and security in processing transactions. This development is particularly crucial for payment operations that are foundational to social infrastructure.
- - Security and Scalability: Adhering to international security standards such as PCI DSS, Axios ensures that payment processing remains secure while also being flexible enough to integrate with external systems and expand functionalities. This includes planning future integrations with invoices management platforms and next-gen card issuance systems.
- - Data-Driven Architecture: By simplifying the collection and analysis of payment data, Axios supports merchants in developing value-added services that can drive business success.
Commitment to Future Growth
CCI Group and Infcurion envision Axios as a catalyst for new entrants into the acquiring market, fostering the growth of the digital economy in Japan. The collaboration aims to combine traditional banking with modern fintech solutions to address evolving consumer needs and streamline payment processes.
About CCI Group
Founded in Kanazawa City, CCI Group is a financial holding company that not only engages in traditional finance but also focuses on consulting, investment, asset management, and regional revitalization. The group aims to resolve local challenges while envisioning and creating a 'Visionary Region' for the future.
More here.
About Infcurion
Infcurion acts as a fintech partner across diverse industries, implementing optimal payment and financial functions through technology. With a wealth of consulting experience, Infcurion strives to support businesses in BtoC and BtoB payment settings, ensuring seamless financial services. Their holistic approach to fintech strategy positions them as leaders in the market.
More here.
About Visa
As a global leader in electronic payments, Visa connects consumers, businesses, financial institutions, and governments in over 200 countries, aiming to drive economic prosperity through innovative, reliable, and secure payment networks.
More here.