U.S. News & World Report Reveals 2025 Money Award Winners Amid Economic Challenges

U.S. News & World Report Reveals Winners of the 2025 Money Awards



On April 23, 2025, U.S. News & World Report published its second annual Money Awards, a prestigious collection of accolades recognizing outstanding financial products amid an economically uncertain landscape. With winners selected across 38 distinct categories, this year's awards aim to provide consumers with valuable insights into making informed financial decisions during challenging times.

Among the notable winners, the Capital One Savor Cash Rewards credit card earned the prestigious Editors' Choice award for Best Credit Card for Rising Grocery Prices. Given the economic environment, characterized by inflation and increasing costs of essential goods, this recognition is particularly timely. Adriana Ocañas, a consumer credit cards analyst at U.S. News, explained the significance of this award: "The value of the dollar is continuing to stretch, and consumers are looking for ways to mitigate the impact of rising prices. The Capital One Savor Cash Rewards card offers a longer-term safeguard for reward-earning potential, which could help address some of those rising expenses."

The 2025 Money Awards serve as an essential resource for consumers trying to navigate a financial landscape heavily influenced by ongoing trade disputes and governmental changes. Ocañas commented on the larger economic picture, stating: "Economic uncertainty stemming from trade wars and mass restructuring within the federal government are contributing to a financial climate that many Americans find unsettling. The awards not only spotlight exemplary products but also help consumers better understand the options available to meet their financial needs."

Significantly, the awards also touch upon the often-overlooked issue of financial literacy. An April survey by U.S. News revealed that more than half of Americans (53%) are unaware that FICO scores are the primary criterion lenders assess for creditworthiness. Furthermore, about 44% of respondents confused FICO scores with one of the credit scoring bureaus. Such insights underline the importance of initiatives that not only showcase financial products but also educate consumers on financial principles.

The selection criteria for the 2025 Money Awards involved comprehensive data-driven methodologies that accounted for various factors relevant to each category. These included annual percentage yields, ATM availability, and customer complaints for banking; overall satisfaction ratings, APR, and reward processes for credit cards; usability, customer support, and fees for investing platforms; as well as affordability and customer service for lenders. This rigorous evaluation process ensures that the winning institutions truly represent the best options available in the market today.

Highlights from the 2025 Money Award Winners:


  • - Best Savings Account: Laurel Road High Yield Savings
  • - Best Checking Account: E-Trade Max-Rate Checking
  • - Best Investing Platforms:
- Best Overall: Charles Schwab
- Best for Beginners: Fidelity
  • - Best Mortgage Lenders:
- Best Overall: PenFed Credit Union
- Best for First-Time Homebuyers: Rocket Mortgage
  • - Best Credit Card Options:
- Travel: United Gateway Card
- Cash Back: Discover it Card

U.S. News not only provides these awards but also offers extensive content on personal finance, investments, and loans, providing consumers with crucial insight into making well-informed financial choices. This commitment to consumer empowerment has established U.S. News as a trusted source of advice for millions of readers.

For more detailed information on the 2025 Money Awards and to find additional financial resources, visit USNews.com, where ongoing support is tailored to meet the evolving needs of American consumers.

About U.S. News & World Report


Founded over 90 years ago, U.S. News & World Report is a leading journalism outlet that empowers its audience with unbiased rankings and consumer advice spanning various sectors, including education, health, travel, and finance. As a trusted source in Washington, U.S. News continues to provide insights and analysis that aid consumers in navigating their financial decisions effectively.

Topics Financial Services & Investing)

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