#India #Gurugram #Policybazaar #GIFT City #US Dollar Investments

Policybazaar Expands Global Investment Opportunities

Policybazaar, one of the leading online insurance platforms in India, has recently unveiled an exciting development aimed specifically at Non-Resident Indians (NRIs). On November 27, 2025, the company announced the launch of direct US dollar-based investment options through the GIFT City initiative. This innovative offering not only expands Policybazaar's global investment portfolio but also simplifies the investment process for Indians living abroad.

What is GIFT City?

GIFT City, short for Gujarat International Finance Tec-City, is India's first International Financial Services Centre (IFSC) that aims to position itself alongside prominent global financial hubs like Singapore, Dubai, and London. By providing a modern infrastructure, a flexible regulatory framework, and tax advantages, GIFT City serves as an attractive option for international investors. Policybazaar’s dedicated branch within GIFT City further facilitates the onboarding process and enhances customer support, creating smoother interactions for NRIs looking to invest.

Seamless US Dollar Investments

The recent launch from Policybazaar empowers NRIs, Overseas Citizens of India (OCIs), and Persons of Indian Origin (PIOs) to invest in US dollar-denominated schemes effortlessly through their Non-Resident External (NRE) or overseas bank accounts. With an innovative investment mechanism, customers can now explore various opportunities in foreign currencies, taking advantage of GIFT City's favorable conditions that include zero capital gains tax on maturity.

Additionally, the investment options come equipped with access to advanced global funds diversified across equity markets, commodities, and technology sectors. Policybazaar is currently offering cutting-edge plans such as HDFC Life International's Global Wealth Advantage Flexi Plan which comprises nine diversified fund strategies covering asset classes like equity indices, gold, fixed income, and even AI-led portfolios. Interestingly, these strategies have showcased compelling back-tested historical returns of up to 15.5% over the past decade.

Diverse Investment Plans

In addition to HDFC's offerings, Policybazaar has introduced SUD Life Insurance's International Wealth Creator Plan. This plan boasts five distinct investment strategies that allow NRIs to venture into US equities, commodities, US Treasuries, and emerging market debt. With historical returns of up to 14.8% based on back-testing, these investment options provide a viable pathway for wealth growth among NRIs.

The plans also allow for complete flexibility, offering features like the ability to make partial withdrawals, varying premium payment options, and a manageable entry point starting at just USD 200 per month. Crucially, there is no lock-in period, allowing investors to maintain liquidity while pursuing their financial goals.

Commitment to Global Indians

Vivek Jain, the Chief Business Officer of Life Insurance at Policybazaar, articulated the company's commitment to creating future-ready financial solutions for global Indians. "US dollar-based investments offer NRIs a substantial opportunity for stability and long-term wealth creation while providing international exposure," he remarked. "Through our GIFT City initiatives, we ensure a transparent and efficient investing experience for our customers."

As Policybazaar continues to enhance its financial services, it aligns itself with the evolving aspirations of Indian investors around the world. By enabling seamless access to diversified investment avenues, the company stands poised to become a key player in the global investment landscape for NRIs.

Past performance does not guarantee future results. The investment risk in the policy is borne by the policyholder.