#USA #Stand Insurance #Deerfield #Water Damage #Moen

Moen and Stand Insurance Collaborate to Combat Water Damage Costs

In a remarkable partnership aimed at shielding homeowners from the financial burden of water damage, Moen, a leader in smart water solutions, has teamed up with Stand Insurance. This innovative collaboration is set to significantly reduce the risk of water damage—a leading cause of insurance claims that can average over $15,000 per household.

On July 8, 2026, this newly launched program was announced, which strategically integrates the Moen Flo Shutoff system with Stand Insurance’s coverage. For the first time, active leak detection and automatic shutoff technology can directly influence insurance policy pricing, offering homeowners a substantial financial incentive to proactively address potential water damage. This synergy not only promotes prevention but also rewards homeownership responsibility, a unique approach in the insurance landscape.

The Mechanics of the Program

Under this initiative, policyholders who activate and maintain the Moen Flo device will be eligible for direct premium discounts on their insurance policies. Moreover, if policyholders reside in older homes lacking recent plumbing upgrades, they may find their limited water endorsement requirements waived simply by activating the Flo device. This reduction in prerequisites allows for a seamless integration of technology into the insurance framework, making it accessible to a broader range of homeowners.

The Moen Flo device is a cutting-edge solution that continuously monitors water pressure and flow rates, with the capability to automatically shut off the main water supply if a catastrophic leak or pipe burst occurs. By leveraging Moen's advanced detection capabilities within Stand’s risk-modeling processes, the partnership effectively targets and mitigates vulnerabilities within homes before any potential damage occurs.

Flexible Options for Policyholders

Those interested in capitalizing on this opportunity can choose between two methods to procure the device and installation. They can either make a one-time purchase to own the device outright or opt for an affordable payment plan of less than $25 a month through a 36-month contract. As part of the launch in Florida, Stand Insurance is providing a $49 credit towards the subscription activation fee for the first 500 policyholders, further incentivizing early adoption. This initiative alleviates the standard activation fee, creating an attractive entry point for individuals looking to enhance their home protection.

Insights from Leaders at Moen and Stand

Dan Kahn, head of growth at Stand, shared his insights, stating, "At Stand, we believe insurance should do more than reimburse losses. It should actively help homeowners prevent them. Water damage is one of the most common and preventable sources of home insurance claims, and yet the industry has never had a real mechanism to reward homeowners who take action to reduce their risk."

This sentiment reinforces the philosophy that effective insurance goes beyond merely providing coverage—it encourages proactive measures that ultimately benefit homeowners.

Jeff Barnes, Vice President of Affinity Partnerships at Moen, expressed enthusiasm about the new collaboration, stating, "We are thrilled to partner with Stand Insurance to put our smart water solutions directly into the hands of proactive homeowners. This partnership allows homeowners to protect their most valuable asset with real-time leak detection and automatic shutoff capabilities. By combining Moen's industry-leading technology with Stand's forward-thinking approach to risk management, we are giving policyholders a tangible way to help prevent water damage before it ever starts."

Conclusion

Overall, this partnership between Moen and Stand Insurance is set to reshape the insurance landscape by providing a practical solution for homeowners to prevent water damage while simultaneously reducing their insurance costs. As the industry evolves, this program may well serve as a blueprint for future collaborations that position technology as an integral component of risk management in home insurance.

For more information on the program and how to take advantage of these offerings, homeowners can visit Moen.com/Stand.