#Latvia #Riga #Mintos #High-Yield Bonds #Automated Investing

Mintos Expands Investment Options with High-Yield Bonds Portfolio

RIGA, Latvia – In a significant move aimed at making investing more accessible, Mintos, a leading European platform for long-term wealth building, has launched its new High-Yield Bonds portfolio. This innovative offering allows retail investors to dive into the world of high-yield corporate bonds without the complexities usually associated with such investments.

The High-Yield Bonds portfolio marks a step forward in Mintos' mission to provide diverse investment opportunities. Investors can now enjoy automatic exposure to a curated selection of high-yield bonds across various industries, all meticulously managed by Mintos' proprietary technology. Once investors activate the portfolio, it efficiently distributes their funds among at least 20 different bonds, maintaining a reinvestment strategy to uphold diversification.

Martins Sulte, CEO and Co-Founder of Mintos, highlighted the firm's responsiveness to investor demands, stating, _"Investors expressed a desire for access to higher yields without the intricacies of selecting and purchasing individual bonds. Our automated investing solution in high-yield bonds delivers professional-grade diversification, enabling access to a market often perceived as unattainable for many retail investors."_

The interest in bonds has notably surged, with Mintos reporting a remarkable 61% increase in investors venturing into this asset class. This trend has also fueled an 86% growth in total investment volume from 2024 to 2025. In an environment marked by market uncertainty and fluctuating interest rates, bonds are emerging as a stabilizing factor, providing regular income that helps investors balance risk and foster long-term resilience.

Mintos has simultaneously expanded its repertoire of listed bonds, featuring over 40 European issuers, including notable names such as airBaltic, Eleving, Esto, Nexus, Reima, and Summus Capital. This growth reflects a broader shift in investment strategy, emphasizing the importance of diversified, income-generating portfolios where bond holdings complement investments in various avenues like loans and ETFs.

Traditionally, high-yield bonds present substantial entry barriers for individual investors. However, Mintos is transforming this landscape by allowing investments starting from as low as €50 thanks to fractionalization. This democratization of access encourages more retail investors to partake in bond investing, where they might have previously been deterred by high investment thresholds.

What sets Mintos apart is its commitment to investor flexibility; unlike the rigid structure of conventional bond investing, Mintos grants investors the liberty to cash out at any moment, avoiding the lengthy wait associated with bond maturation. This level of liquidity and control over their portfolios is a game-changer for many.

The High-Yield Bonds portfolio comes with a modest annual management fee of 0.39%, charged on a monthly basis. Additionally, investors can benefit from fee-free investing until the end of 2025 as part of Mintos’ promotional strategy to attract interest in this new offering.

As more individuals seek alternative investment avenues to build sustainable wealth, Mintos continues to tailor its services to meet the evolving needs of its users. With the launch of the High-Yield Bonds portfolio, the platform underscores its commitment to simplifying the investment process and expanding opportunities for individuals keen on achieving long-term financial growth.

_About Mintos:_ Mintos has been dedicated to helping individuals build wealth through diversified assets since its inception in 2015. The platform manages over €800 million on behalf of 600,000 investors, all while adhering to MiFID II regulations, thereby ensuring a reliable and secure investment environment._