#United States #Birmingham #Oakworth Capital #Annual Dividend

Oakworth Capital Inc. Declares 11th Annual Cash Dividend

Oakworth Capital Inc. has solidified its commitment to shareholders by declaring its 11th consecutive annual cash dividend, amounting to $0.45 per common share. This announcement was made by the Board of Directors during a meeting on November 19, 2025. The dividend is set to be distributed to shareholders of record by January 15, 2026, with eligibility determined as of December 15, 2025.

About Oakworth Capital Inc.

Oakworth Capital Inc. is a prominent bank holding company that operates Oakworth Capital Bank, which was established in 2008 and has its headquarters in Birmingham, Alabama. The bank has expanded its footprint in the Southeast with a total of four offices, providing a full suite of financial services including commercial and private banking as well as wealth management and advisory services.

The bank's stellar performance has not gone unnoticed—Oakworth has consistently been recognized among American Banker's 'Best Banks to Work For' ranking. Notably, it secured the top position for six out of the last nine years, reaffirming its superior workplace culture.

Financial Performance

As of September 30, 2025, Oakworth demonstrated remarkable financial strength, boasting total assets of approximately $1.9 billion. The bank's gross loans reached about $1.5 billion, while deposits soared to around $1.7 billion. Furthermore, Oakworth has a substantial portfolio in wealth and trust assets, amounting to $2.6 billion, underlining its robust growth trajectory.

Another indicator of the bank's customer satisfaction is its impressive Net Promoter Score (NPS), which stood at 94 for 2024, coupled with a commendable client retention rate of 95%. These figures highlight the trust and loyalty that clients place in Oakworth's services.

In a competitive financial landscape, Oakworth Capital Inc.'s commitment to delivering dividends reflects its strong performance and dedication to returning value to shareholders. The latest dividend declaration is not just a ritual but a testament to Oakworth's evolving business strategy and fiscal health.

The upcoming cash dividend signifies the bank's operational success and shareholder-friendly policies. With each passing year, Oakworth not only enhances its financial standing but also maintains an unwavering commitment to its community and clients.

For more information about Oakworth Capital and its services, potential investors and clients can visit www.oakworth.com or contact Jenifer Kimbrough by phone at 205-263-4704 or via email at [email protected].