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Clapp Finance Launches Flexible Savings Offering Up to 5.2% APY with Instant Access

Clapp Finance's New Flexible Savings Product

In a groundbreaking move for the crypto-finance landscape, Clapp Finance has introduced its latest offering, Flexible Savings. This innovative product enables users to earn a competitive interest rate of up to 5.2% APY on their cryptocurrency, stablecoins, and euros, all without the hassle of locking away their funds. As the demand for passive income sources drives the market, Clapp Finance is well-positioned to cater to this evolving need.

Meeting the Demand for Passive Income

According to Ilya Stadnik, CEO of Clapp Finance, “People want their money to grow without being tied up.” With many traditional banks offering low rates and a plethora of crypto products necessitating lock-ups, Flexible Savings stands out by allowing individuals to earn high returns while retaining full access to their funds. This product is just one step in Clapp's broader mission to establish a diversified income platform, with Fixed Savings slated for launch shortly to enhance user control over their finances.

Key Features of Flexible Savings

Clapp's Flexible Savings brings several noteworthy features to the table:

- High Return, No Lock-Ups: Users can earn up to 5.2% APY with the freedom to withdraw any amount at any time.
- Daily Compounding: Interest is added to accounts every 24 hours, maximizing the potential for growth.
- Multi-Asset Support: Earn interest on multiple assets, including EUR, USDC, USDT, BTC, and ETH.
- Security and Regulation: All assets are safeguarded by Fireblocks, and Clapp operates as a registered VASP in the EU.
- Seamless Integration: Users can manage their savings directly within the Clapp Wallet, alongside trading, credit lines, and portfolios, making it a holistic financial tool.

Redefining Savings with Unprecedented Flexibility

Flexible Savings is not merely about earning interest; it integrates entirely into users' broader financial strategies within Clapp. Users can generate yields and instantly transfer funds to trade, manage credit, or invest—all without incurring costs or facing delays. This fluidity is particularly beneficial for emergency funds, achieving financial goals, or managing inactive capital.

Current APY Rates

- USD, EURC, USDT: 5.2% APY
- Ethereum (ETH): 4.2% APY
- Bitcoin (BTC): 3.2% APY

The launch of Flexible Savings aligns with the exponential growth seen in the yield-generating stablecoin sector, which has experienced a staggering 13x increase in less than two years. This shift illustrates a significant transformation as investors increasingly seek reliable passive income opportunities beyond traditional finance.

Getting Started with Flexible Savings

Beginning to earn with Clapp Flexible Savings is as simple as activating the feature within the app, with users able to start investing with as little as €10 or $10 equivalent.

About Clapp Finance

Founded in 2025, Clapp Finance is a fintech company based in the EU that provides a comprehensive crypto platform. It offers users an integrated wallet, exchange, funds, portfolios, and credit lines that bridge CeFi and DeFi through user-friendly tools available in over 130 countries. Follow Clapp's journey on LinkedIn.