Kurumaterasu's Rapid Growth and New Headquarters
Kurumaterasu Corporation, specializing in used car sales, has made headlines by achieving impressive growth with a revenue of 5 billion yen and an employee count of 85 in just four years since its inception. The company, which utilizes credit recovery loans to assist customers, recently announced the relocation of its headquarters to the Atago Green Hills MORI Tower on February 1, 2026, signaling a major step forward in its expansion efforts.
Overview of the Headquarters Move
- - New Address: Atago Green Hills MORI Tower 20F, 2-5-1 Atago, Minato, Tokyo
- - Relocation Date: February 1, 2026
- - Purpose: Expand operations, increase workforce, and enhance customer outreach.
Background on the Move: The Rise of Demand for Credit Recovery Loans
In recent years, Japan has faced several societal challenges, including the reduction of public transport in rural areas and the rigidity of credit evaluation standards. Consequently, many individuals find themselves in situations where they need a vehicle for work or daily life, yet face difficulties in securing loans. Kurumaterasu aims to address these issues through a unique loan model focused on credit recovery, allowing those previously excluded from traditional financing options to purchase vehicles. As demand for their services and sales increased, the necessity for a robust organizational structure became more pressing.
The Growth Journey
Kurumaterasu's operations began humbly in July 2022 in Akasaka, Tokyo, with only five employees dedicated to helping those with uncertain credit histories to obtain vehicles. As the company progressively refined its operational systems, including customer support and credit assessment, they relocated their headquarters in January 2024 and expanded to ten employees. Subsequent growth included establishing local branches and physical storefronts, propelling the staff count to 80 by February 2026.
The high revenue figure, reaching 5 billion yen within four years, is attributed not merely to increased vehicle sales, but to the added societal value Kurumaterasu offers through credit recovery support and job creation, which resonate strongly with customers.
Role of the New Headquarters: A Hub for Nationwide Expansion
The new headquarters are strategically located on the 20th floor of Atago Green Hills MORI Tower, centralizing key functions such as customer consultations, credit assessments, recruitment, and training. This move aims to improve coordination between branches and enhance the quality of customer service while maximizing the speed of business expansion.
Representative's Remarks
The headquarters relocation isn't just an operational expansion; it's a foundation for elevating our social responsibilities. Despite achieving significant revenue growth and expanding our workforce, the driving force behind our success extends beyond mere demand for used cars. We have engaged with numerous individuals who face barriers to employment due to loan denials or who struggle with transport alternatives in rural areas—issues that highlight the severity of mobility disparities.
Cars in these regions are not luxuries but essential means of transportation. By enabling more people to regain access to vehicles through credit recovery, we not only open doors to work opportunities but also help families reconnect with healthcare, education, and quality time together. We are committed to accelerating efforts toward a society with equitable access to transportation.
Future Prospects
This headquarters move marks a new phase for Kurumaterasu, transitioning from merely a business expansion to establishing itself as an infrastructural entity focused on social recovery. We envision a future where we are not just eliminating those who cannot access loans but are creating a system that enables everyone to recover their creditworthiness. Our mission involves solidifying a supportive model that bridges finance, employment, and mobility, particularly in areas lacking public transport services.
Company Timeline
- - October 2020: Foundation of Japan DHA Holdings
- - May 2021: Launch of Kurumaterasu Service and establishment of Okayama branch
- - September 2022: Opening of Fukuoka branch
- - October 2022: Establishment of headquarters in Tokyo
- - April 2023: Opening of Chiba East branch
- - July 2023: Opening of Fukuoka South branch
- - October 2024: Capital partnership with Bulpass Capital
- - November 2024: Opening of Chiba branch
- - February 2025: Rebranding to Kurumaterasu Co., Ltd.
- - April 2025: First physical store opens in Iwate Prefecture
- - October 2025: Opening of Hachioji branch
- - February 2026: Headquarters relocation.
Company Overview
- - Company Name: Kurumaterasu Co., Ltd.
- - Location: Atago Green Hills MORI Tower, 2-5-1 Atago, Minato, Tokyo
- - Establishment: 2020
- - Employees: 85
- - Revenue: 5 billion yen (within 4 years of operation)
- - Business Areas: Acting as an intermediary for loan providers, vehicle sales, used car purchases, auction-related purchasing, and insurance agency services.