Potomac Bancshares Welcomes Chris "Chip" Hensell, III to the Board of Directors
Potomac Bancshares, Inc. recently made a significant addition to its leadership by appointing C.W. Chris "Chip" Hensell, III to its Board of Directors, effective August 19, 2025. This strategic move is particularly important as the company, operating as the holding entity for BCT-Bank of Charles Town—popularly known as The Community's Bank—seeks to enhance its board with individuals who possess extensive knowledge in the local market and are deeply invested in community growth.
A Background in Real Estate
Chip Hensell comes with a rich history in real estate, having taken over as the owner and broker of Hensell Realty Company, Inc., a business that has been pivotal in the local real estate market since its inception in 1955. Founded by his grandfather, the brokerage has transitioned to a family-run enterprise, eventually becoming solely owned by Hensell in 2001. His experience extends beyond traditional real estate; he also leads Hensell Prime, LLC, a referral brokerage, and CH Enterprises, a rental company. Beyond these roles, he is involved with Farmers and Mechanics Mutual Insurance, adding further depth to his expertise.
Community Focus and Involvement
Dr. Keith Berkeley, the Chairman of the Board for Potomac Bancshares and BCT, expressed enthusiasm about Hensell's appointment. He stated, "It's great to welcome Chip to the Board of Directors. Like BCT, Chip's family business has been successful in our area for generations. With his real estate knowledge and accomplishments, he will provide strategic insights and opportunities towards our success for years to come." This speaks volumes about the synergy expected from Hensell's inclusion, as his values align closely with the company's core focus on community involvement and support.
Hensell remains actively engaged in civic activities, reflecting the community-driven ethos of Potomac Bancshares. He serves on the Board of Directors for WVU East Hospital and the Berkeley County Parks and Recreation Board. His commitment to the community is an asset that enhances the operational vision of Potomac Bancshares.
His Educational Background
Chip Hensell studied Business Management at Marshall University in Huntington, West Virginia, grounding him with a solid educational background that complements his real estate acumen. He grew up in Berkeley County, where he still resides with his wife, Karen. Together they share a strong family life with their two adult daughters.
About Potomac Bancshares, Inc.
Founded in 1871, Potomac Bancshares, Inc. operates as a robust financial institution. BCT-Bank of Charles Town offers a vast array of financial products, including commercial and residential loans, agricultural loans, and government contractor loans. As of June 30, 2025, the bank boasts total assets around $920 million, and its presence spans multiple counties across Virginia and West Virginia, supported by a network of branch offices and loan production locations.
BCT is not only recognized for its lending capabilities but also for its wealth management services, community banking initiatives, and a customer-first approach. For several years, BCT has received accolades including "Best Bank To Work For" by American Banker—all affirming its status as a leading community bank.
Moving forward, the leadership of Chris "Chip" Hensell brings fresh perspectives to the board, poised to enrich the strategic direction of Potomac Bancshares while staying true to its community-focused mission. As the bank continues to thrive, his insights from a long-standing family business will undoubtedly aid in navigating the challenges and opportunities that lie ahead.
For more information about Potomac Bancshares and BCT, interested parties can visit their official website at
www.mybct.bank.