#USA #SAS #Chartis #CARY #Credit Risk Management

SAS Achieves Recognition as Category Leader in Credit Risk Management

Overview

SAS, a renowned leader in data analytics and artificial intelligence, has been recognized by Chartis Research as a Category Leader across seven different sectors of the credit risk management landscape, according to the recent Credit Risk Management Solutions, 2025 Quadrant Update. This designation emphasizes SAS's robust position among its competitors, being one of only four vendors out of 51 assessed to achieve high standings in multiple quadrants.

SAS's Comprehensive Solutions

The report highlights SAS's extensive suite of credit risk management solutions tailored for banks, insurance companies, and other financial institutions. These offerings empower organizations to better understand and manage credit risk proactively while adhering to relevant regulatory requirements. The outcome is not merely compliance; it's an improvement in overall business performance, stability, and decision-making processes.

Key Areas of Leadership

SAS secured its leadership in the following credit risk management sectors:

• - Alternative Credit Solutions
• - Credit Curves
• - Credit Portfolio Management
• - Market-Linked Credit Solutions
• - Retail Credit Solutions
• - Traded Credit Solutions
• - Wholesale Credit Solutions

Notably, it maintained Best-in-Class scores across many quadrants, particularly in Retail Credit, Wholesale Credit, and Credit Portfolio Management. This includes superior standings in both Platform and Analytics for Credit Curves and Traded Credit, signifying SAS's prowess in handling complex data analytics in credit risk assessment.

Advantages of SAS's Platform

According to Chartis Research, SAS's success is fortified by its agile and compliance-driven platform powered by advanced analytics and an efficient cloud-based architecture. This platform is designed to adapt to the dynamic global risk landscape, providing financial institutions with the tools necessary for real-time decision-making and robust stress testing. It has emerged as particularly strong in:

• - Real-time Decisioning: This allows institutions quick responses to shifting market conditions.
• - Stress Testing: SAS offers tools to identify vulnerabilities within an institution’s credit portfolio, allowing for proactive adjustments.
• - Model Governance: Ensuring the reliability and integrity of risk assessment models, which is critical for maintaining trust and compliance.

Importance of Data Management

Data management is a cornerstone of effective credit risk modeling, and SAS has been noted for having an exceptional data management platform. This solution is optimized to handle a variety of data sources and can dynamically process data streams in real-time. High-quality data forms the bedrock of reliable credit risk analyses and decisions.

The Role of Credit Risk Management

Effective management of credit risk is essential for the health of banks and financial services. It directly influences financial performance and organizational reputation by balancing the need to generate revenue through interest against the potential risks of loan defaults. SAS emphasizes that, “Comprehensive credit risk management and decisioning automation have never been more critical.” Financial institutions must invest in such practices to foster more customer-centric decision-making, from the initial credit origination processes to determining policy terms and managing capital reserves while ensuring compliance with evolving regulations.

Conclusion

SAS's recent accolade from Chartis serves as a reminder of the vital role that end-to-end credit risk management plays in today's financial environment. As institutions strive to enhance their decision-making frameworks, SAS stands out as a reliable technology partner, dedicated to fortifying the credit risk landscape for financial services worldwide. To explore how SAS can assist in evolving your credit risk modeling and enhancing customer experiences, download the SAS ebook, Rethinking Risk: Smarter Models, Better Decisions.

About SAS

SAS is globally recognized as a leader in data analytics and AI, providing industry-specific solutions that empower organizations to transform their data into trusted, actionable decisions. With a powerful reputation encapsulated in their slogan, THE POWER TO KNOW®, SAS continues to set the standard in analytical solutions across numerous sectors.