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United Bancorporation of Alabama, Inc. Declares Semiannual Dividend

In a major announcement, United Bancorporation of Alabama, Inc. (OTCQX: UBAB) has declared a semiannual cash dividend of $0.70 per share. This decision is set to benefit stockholders, with the dividend expected to become payable on or around January 15, 2026. The record date for shareholders entitled to this distribution is established as December 31, 2025.

United Bancorporation, a prominent financial institution in Alabama, serves as the parent company of United Bank and UB Community Development. As a financial holding company valued at approximately $1.4 billion, it primarily operates within Southwest Alabama and parts of Northwest Florida. This establishment holds a unique designation as a Community Development Financial Institution (CDFI). United Bancorporation is primarily committed to fostering economic growth in communities that often face financial restrictions and lack essential resources.

With a robust framework in place, the organization manages a total of 23 locations spread across six counties. UB Community Development plays a critical role in the company's mission, focusing on various financial initiatives, including the New Markets Tax Credits program, affordable housing projects, and vital community facilities. These initiatives not only demonstrate the bank’s commitment to community enhancement but also underline its dedication to addressing the socio-economic challenges faced by its service areas.

Previous Performance shines through

This latest dividend announcement reflects the organization's consistent performance and commitment to rewarding its shareholders. Earlier financial reports, including those for the third and second quarters of 2025, highlighted considerable profits, proving the bank remains a healthy investment option despite the challenging economic landscape many financial institutions have navigated in recent years. During the nine months ending September 30, 2025, United Bancorporation reported a net income of $13.5 million, showcasing their resilience and sound management strategies.

This announcement comes at a time when dividends are becoming increasingly attractive to investors looking for steady income streams amidst market volatility. The company’s proactive approach to maintaining shareholder value, through consistent dividend distribution, reaffirms its strategy to prioritize shareholder interests as it pursues future growth and development opportunities.

A Bright Future Ahead

Looking forward, United Bancorporation aims not only to enhance returns for its shareholders but also to invest in projects that uplift the communities it serves. The bank’s leadership continues to explore avenues to strengthen its financial position while navigating the operational challenges of a complex economic environment. Investments in digital banking and local economic development are just a few of the goals set for the upcoming year.

As investors and community stakeholders await the payment of this upcoming dividend, the focus remains on how United Bancorporation will continue to grow its community impact while providing substantial returns for its investors. Shareholders are encouraged to stay tuned for further updates and quarterly reports from the organization, which will outline plans for future profitability and community engagement initiatives.

To learn more about United Bancorporation of Alabama and its commitment to community development and shareholder satisfaction, visit UnitedBank.com. United Bancorporation is a proud member of FDIC, ensuring the security and trust placed in it by its customers.