Mambu and Ardeco Join Forces to Revolutionize Cloud Banking in the Americas

Mambu and Ardeco's Strategic Partnership



In a significant development for the financial sector, Mambu, a leader in the SaaS cloud banking domain, and Ardeco, a prominent player in digital financial services, have announced a groundbreaking partnership designed to reshape the landscape of cloud banking across the Americas.

On October 21, 2025, Mambu introduced this transformative collaboration, which combines their state-of-the-art core banking platform with Ardeco's innovative banking solutions. Together, they aim to empower financial institutions to embrace agility and drive innovation in delivering digital financial services rapidly and efficiently.

Joining Forces for Innovation



David Florez, the CEO of Mambu Americas, emphasized the significance of this partnership, stating, "As financial institutions and fintech companies seek to innovate and focus on customer-centric services, our collaboration with Ardeco marks a crucial advancement, merging technical flexibility with valuable local knowledge. This synergy will help organizations launch new banking products at an unprecedented pace and impact."

The strategic alliance allows Ardeco to act as a Mambu Partner across the Americas, facilitating tailored implementation services. By doing so, they will ensure that Mambu’s core banking, lending, and deposit functionalities are deployed swiftly alongside Ardeco’s cutting-edge digital front-end solutions.

Tailored Solutions for Diverse Markets



The partnership will also address a fundamental challenge in the financial services space: compliance with varied regulatory environments across North America and Latin America. Ardeco, known for its localized integration expertise, will adapt Mambu's solutions to meet these specific regional requirements, providing financial institutions with a clear pathway to navigate complex regulations.

An exciting aspect of this collaboration is the introduction of Bank-as-a-Service (BaaS), enabling institutions to diversify their income streams and offer accounts in multiple countries through a fully integrated cloud-native core banking system powered by Ardeco’s Global Banking Platform. This functionality is particularly essential for modern financial entities seeking to expand their reach and suggest innovative services to their customers.

Additionally, Mambu and Ardeco plan to conduct collaborative innovation sessions and solution workshops aimed at enhancing awareness around cloud-native and composable banking models. These efforts will equip financial institutions with insights and tools necessary to modernize their offerings and elevate customer experiences.

Towards a Brighter Future for Financial Institutions



John Cetina, the CEO of Ardeco LLC, expressed optimism about the partnership's potential, stating, "This collaboration enables us to provide cutting-edge financial solutions to our clients, empowering them to generate new BaaS revenues, upgrade outdated systems, enhance international banking connectivity, and foster larger-scale innovation. Together, we will shape the future for many small to mid-sized financial institutions in the region."

Since being founded in 2011, Mambu has emerged as the world’s only true SaaS cloud banking platform, facilitating over 260 customers across 65 countries, including renowned names such as Western Union and Commonwealth Bank of Australia. Mambu’s modular design promotes flexibility, allowing businesses to tailor their financial products according to their specific needs and market circumstances.

In contrast, Ardeco, launched in 2016 and based in Fort Myers, Florida, is dedicated to redefining the connection and operational approaches of banks and fintechs on a global scale. With its Banking-as-a-Service infrastructure, it supports financial institutions in achieving compliance while delivering seamless, next-generation digital banking experiences.

As the partnership between Mambu and Ardeco unfolds, the implications for the future of cloud banking and financial services across the Americas are profound. Their collaboration promises to unlock new opportunities, drive customer-centric innovation, and ultimately revolutionize how financial institutions operate in an increasingly digital world.

Topics Financial Services & Investing)

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